Opening a Bank Account in Turkey Without Residency 2024

Opening a Bank Account in Turkey Without Residency 2024

Table of contents

 

Opening a bank account in Turkey has gained special importance for Iranians due to the numerous sanctions they face. Many Iranians are deprived of international banking services, and opening an account in Turkey can be very helpful for them. For this reason, many people are looking to open a bank account in Turkey.

 

Opening a bank account in Türkiye (Agriculture Bank)

 

What kind of currency account can be opened in Türkiye?

Due to the sanctions imposed by the United States and some European countries, especially after FATF, opening a bank account, particularly a dollar account, has become very difficult for Iranian nationals and those from a few other countries. However, fortunately, the legal team at 4kGroup has created special conditions that allow you, whether you are a resident or non-resident of Turkey, to benefit from bank account opening services at reputable and state-owned banks in Turkey. And here’s some good news: we have even made it possible for you to open a dollar account at one of the state-owned banks.

Therefore, opening a bank account in Turkey without residency is possible, and you can open an account at Ziraat, İş, and Vakıf banks. 4kGroup will answer all your questions regarding opening an international account in Turkey in this article, and you will see that opening an account in Turkey is easier than you think.

Conditions and documents for opening an international account in Türkiye

Obtaining a Turkish visa card for Iranians

MasterCard Platinum

 

Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

 

Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

 

How to issue and obtain visa card and master card

 

Credit card for Iranians

 

 

Obtaining a Turkish visa card for Iranians

 

Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

 

After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

 

      • How long does it take to open a bank account in Turkey?
        When you go to the bank with the required documents, opening a bank account takes less than an hour.

        Is there a fee for opening a bank account in Turkey?
        No, banks do not charge any fees for opening a bank account.

        What documents are required to open a bank account?
        The necessary documents for opening a bank account are:

        • Passport
        • Turkish tax identification number
        • Proof of address (such as an electricity or water bill, or a residence permit)
                • The validity of Visa card and Master card in Türkiye is 8 years.

           

              • It can be used for both dollars and euros.

             

              • Depending on the type of card, the price of issuing and obtaining it will also be different.

             

              • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

             


            final word

            Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

            This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

            Click to view and receive information about buying a villa in Istanbul.

            Frequently asked questions

    It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

     

    MasterCard Platinum

     

    Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

     

    Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

     

    How to issue and obtain visa card and master card

     

    Credit card for Iranians

     

     

    Obtaining a Turkish visa card for Iranians

     

    Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

     

    After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

     

        • How long does it take to open a bank account in Turkey?
          When you go to the bank with the required documents, opening a bank account takes less than an hour.

          Is there a fee for opening a bank account in Turkey?
          No, banks do not charge any fees for opening a bank account.

          What documents are required to open a bank account?
          The necessary documents for opening a bank account are:

          • Passport
          • Turkish tax identification number
          • Proof of address (such as an electricity or water bill, or a residence permit)
                  • The validity of Visa card and Master card in Türkiye is 8 years.

             

                • It can be used for both dollars and euros.

               

                • Depending on the type of card, the price of issuing and obtaining it will also be different.

               

                • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

               


              final word

              Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

              This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

              Click to view and receive information about buying a villa in Istanbul.

              Frequently asked questions

      MasterCard Gold

       

      It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

       

      MasterCard Platinum

       

      Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

       

      Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

       

      How to issue and obtain visa card and master card

       

      Credit card for Iranians

       

       

      Obtaining a Turkish visa card for Iranians

       

      Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

       

      After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

       

          • How long does it take to open a bank account in Turkey?
            When you go to the bank with the required documents, opening a bank account takes less than an hour.

            Is there a fee for opening a bank account in Turkey?
            No, banks do not charge any fees for opening a bank account.

            What documents are required to open a bank account?
            The necessary documents for opening a bank account are:

            • Passport
            • Turkish tax identification number
            • Proof of address (such as an electricity or water bill, or a residence permit)
                    • The validity of Visa card and Master card in Türkiye is 8 years.

               

                  • It can be used for both dollars and euros.

                 

                  • Depending on the type of card, the price of issuing and obtaining it will also be different.

                 

                  • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                 


                final word

                Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                Click to view and receive information about buying a villa in Istanbul.

                Frequently asked questions

        If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

         

        MasterCard Gold

         

        It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

         

        MasterCard Platinum

         

        Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

         

        Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

         

        How to issue and obtain visa card and master card

         

        Credit card for Iranians

         

         

        Obtaining a Turkish visa card for Iranians

         

        Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

         

        After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

         

            • How long does it take to open a bank account in Turkey?
              When you go to the bank with the required documents, opening a bank account takes less than an hour.

              Is there a fee for opening a bank account in Turkey?
              No, banks do not charge any fees for opening a bank account.

              What documents are required to open a bank account?
              The necessary documents for opening a bank account are:

              • Passport
              • Turkish tax identification number
              • Proof of address (such as an electricity or water bill, or a residence permit)
                      • The validity of Visa card and Master card in Türkiye is 8 years.

                 

                    • It can be used for both dollars and euros.

                   

                    • Depending on the type of card, the price of issuing and obtaining it will also be different.

                   

                    • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                   


                  final word

                  Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                  This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                  Click to view and receive information about buying a villa in Istanbul.

                  Frequently asked questions

          MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

           

          If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

           

          MasterCard Gold

           

          It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

           

          MasterCard Platinum

           

          Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

           

          Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

           

          How to issue and obtain visa card and master card

           

          Credit card for Iranians

           

           

          Obtaining a Turkish visa card for Iranians

           

          Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

           

          After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

           

              • How long does it take to open a bank account in Turkey?
                When you go to the bank with the required documents, opening a bank account takes less than an hour.

                Is there a fee for opening a bank account in Turkey?
                No, banks do not charge any fees for opening a bank account.

                What documents are required to open a bank account?
                The necessary documents for opening a bank account are:

                • Passport
                • Turkish tax identification number
                • Proof of address (such as an electricity or water bill, or a residence permit)
                        • The validity of Visa card and Master card in Türkiye is 8 years.

                   

                      • It can be used for both dollars and euros.

                     

                      • Depending on the type of card, the price of issuing and obtaining it will also be different.

                     

                      • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                     


                    final word

                    Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                    This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                    Click to view and receive information about buying a villa in Istanbul.

                    Frequently asked questions

            Standard MasterCard

             

            MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

             

            If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

             

            MasterCard Gold

             

            It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

             

            MasterCard Platinum

             

            Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

             

            Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

             

            How to issue and obtain visa card and master card

             

            Credit card for Iranians

             

             

            Obtaining a Turkish visa card for Iranians

             

            Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

             

            After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

             

                • How long does it take to open a bank account in Turkey?
                  When you go to the bank with the required documents, opening a bank account takes less than an hour.

                  Is there a fee for opening a bank account in Turkey?
                  No, banks do not charge any fees for opening a bank account.

                  What documents are required to open a bank account?
                  The necessary documents for opening a bank account are:

                  • Passport
                  • Turkish tax identification number
                  • Proof of address (such as an electricity or water bill, or a residence permit)
                          • The validity of Visa card and Master card in Türkiye is 8 years.

                     

                        • It can be used for both dollars and euros.

                       

                        • Depending on the type of card, the price of issuing and obtaining it will also be different.

                       

                        • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                       


                      final word

                      Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                      This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                      Click to view and receive information about buying a villa in Istanbul.

                      Frequently asked questions

              Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

               

              Standard MasterCard

               

              MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

               

              If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

               

              MasterCard Gold

               

              It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

               

              MasterCard Platinum

               

              Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

               

              Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

               

              How to issue and obtain visa card and master card

               

              Credit card for Iranians

               

               

              Obtaining a Turkish visa card for Iranians

               

              Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

               

              After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

               

                  • How long does it take to open a bank account in Turkey?
                    When you go to the bank with the required documents, opening a bank account takes less than an hour.

                    Is there a fee for opening a bank account in Turkey?
                    No, banks do not charge any fees for opening a bank account.

                    What documents are required to open a bank account?
                    The necessary documents for opening a bank account are:

                    • Passport
                    • Turkish tax identification number
                    • Proof of address (such as an electricity or water bill, or a residence permit)
                            • The validity of Visa card and Master card in Türkiye is 8 years.

                       

                          • It can be used for both dollars and euros.

                         

                          • Depending on the type of card, the price of issuing and obtaining it will also be different.

                         

                          • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                         


                        final word

                        Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                        This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                        Click to view and receive information about buying a villa in Istanbul.

                        Frequently asked questions

                Common types of MasterCard

                 

                Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                 

                Standard MasterCard

                 

                MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                 

                If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                 

                MasterCard Gold

                 

                It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                 

                MasterCard Platinum

                 

                Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                 

                Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                 

                How to issue and obtain visa card and master card

                 

                Credit card for Iranians

                 

                 

                Obtaining a Turkish visa card for Iranians

                 

                Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                 

                After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                 

                    • How long does it take to open a bank account in Turkey?
                      When you go to the bank with the required documents, opening a bank account takes less than an hour.

                      Is there a fee for opening a bank account in Turkey?
                      No, banks do not charge any fees for opening a bank account.

                      What documents are required to open a bank account?
                      The necessary documents for opening a bank account are:

                      • Passport
                      • Turkish tax identification number
                      • Proof of address (such as an electricity or water bill, or a residence permit)
                              • The validity of Visa card and Master card in Türkiye is 8 years.

                         

                            • It can be used for both dollars and euros.

                           

                            • Depending on the type of card, the price of issuing and obtaining it will also be different.

                           

                            • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                           


                          final word

                          Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                          This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                          Click to view and receive information about buying a villa in Istanbul.

                          Frequently asked questions

                    • Global MasterCard Debit

                   

                  Common types of MasterCard

                   

                  Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                   

                  Standard MasterCard

                   

                  MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                   

                  If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                   

                  MasterCard Gold

                   

                  It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                   

                  MasterCard Platinum

                   

                  Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                   

                  Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                   

                  How to issue and obtain visa card and master card

                   

                  Credit card for Iranians

                   

                   

                  Obtaining a Turkish visa card for Iranians

                   

                  Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                   

                  After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                   

                      • How long does it take to open a bank account in Turkey?
                        When you go to the bank with the required documents, opening a bank account takes less than an hour.

                        Is there a fee for opening a bank account in Turkey?
                        No, banks do not charge any fees for opening a bank account.

                        What documents are required to open a bank account?
                        The necessary documents for opening a bank account are:

                        • Passport
                        • Turkish tax identification number
                        • Proof of address (such as an electricity or water bill, or a residence permit)
                                • The validity of Visa card and Master card in Türkiye is 8 years.

                           

                              • It can be used for both dollars and euros.

                             

                              • Depending on the type of card, the price of issuing and obtaining it will also be different.

                             

                              • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                             


                            final word

                            Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                            This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                            Click to view and receive information about buying a villa in Istanbul.

                            Frequently asked questions

                      • Global MasterCard Debit

                     

                    Common types of MasterCard

                     

                    Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                     

                    Standard MasterCard

                     

                    MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                     

                    If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                     

                    MasterCard Gold

                     

                    It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                     

                    MasterCard Platinum

                     

                    Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                     

                    Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                     

                    How to issue and obtain visa card and master card

                     

                    Credit card for Iranians

                     

                     

                    Obtaining a Turkish visa card for Iranians

                     

                    Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                     

                    After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                     

                        • How long does it take to open a bank account in Turkey?
                          When you go to the bank with the required documents, opening a bank account takes less than an hour.

                          Is there a fee for opening a bank account in Turkey?
                          No, banks do not charge any fees for opening a bank account.

                          What documents are required to open a bank account?
                          The necessary documents for opening a bank account are:

                          • Passport
                          • Turkish tax identification number
                          • Proof of address (such as an electricity or water bill, or a residence permit)
                                  • The validity of Visa card and Master card in Türkiye is 8 years.

                             

                                • It can be used for both dollars and euros.

                               

                                • Depending on the type of card, the price of issuing and obtaining it will also be different.

                               

                                • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                               


                              final word

                              Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                              This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                              Click to view and receive information about buying a villa in Istanbul.

                              Frequently asked questions

                      debit card (cash card)

                       

                             

                                  • Standard MasterCard Debit

                             

                                • ENHANCED DEBIT MASTERCARD

                               

                                • Global MasterCard Debit

                               

                              Common types of MasterCard

                               

                              Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                               

                              Standard MasterCard

                               

                              MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                               

                              If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                               

                              MasterCard Gold

                               

                              It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                               

                              MasterCard Platinum

                               

                              Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                               

                              Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                               

                              How to issue and obtain visa card and master card

                               

                              Credit card for Iranians

                               

                               

                              Obtaining a Turkish visa card for Iranians

                               

                              Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                               

                              After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                               

                                  • How long does it take to open a bank account in Turkey?
                                    When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                    Is there a fee for opening a bank account in Turkey?
                                    No, banks do not charge any fees for opening a bank account.

                                    What documents are required to open a bank account?
                                    The necessary documents for opening a bank account are:

                                    • Passport
                                    • Turkish tax identification number
                                    • Proof of address (such as an electricity or water bill, or a residence permit)
                                            • The validity of Visa card and Master card in Türkiye is 8 years.

                                       

                                          • It can be used for both dollars and euros.

                                         

                                          • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                         

                                          • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                         


                                        final word

                                        Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                        This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                        Click to view and receive information about buying a villa in Istanbul.

                                        Frequently asked questions

                            .

                            debit card (cash card)

                             

                                   

                                        • Standard MasterCard Debit

                                   

                                      • ENHANCED DEBIT MASTERCARD

                                     

                                      • Global MasterCard Debit

                                     

                                    Common types of MasterCard

                                     

                                    Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                     

                                    Standard MasterCard

                                     

                                    MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                     

                                    If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                     

                                    MasterCard Gold

                                     

                                    It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                     

                                    MasterCard Platinum

                                     

                                    Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                     

                                    Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                     

                                    How to issue and obtain visa card and master card

                                     

                                    Credit card for Iranians

                                     

                                     

                                    Obtaining a Turkish visa card for Iranians

                                     

                                    Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                     

                                    After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                     

                                        • How long does it take to open a bank account in Turkey?
                                          When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                          Is there a fee for opening a bank account in Turkey?
                                          No, banks do not charge any fees for opening a bank account.

                                          What documents are required to open a bank account?
                                          The necessary documents for opening a bank account are:

                                          • Passport
                                          • Turkish tax identification number
                                          • Proof of address (such as an electricity or water bill, or a residence permit)
                                                  • The validity of Visa card and Master card in Türkiye is 8 years.

                                             

                                                • It can be used for both dollars and euros.

                                               

                                                • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                               

                                                • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                               


                                              final word

                                              Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                              This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                              Click to view and receive information about buying a villa in Istanbul.

                                              Frequently asked questions

                                  Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                  Click here to receive information about receiving a MasterCard with an Iranian passport.

                                   

                                  There are many types of MasterCard:

                                  credit card

                                   

                                         

                                              • Standard MasterCard

                                         

                                            • WORLD MASTERCARD

                                           

                                            • WORLD ELITE MASTERCARD

                                           

                                          .

                                          debit card (cash card)

                                           

                                                 

                                                      • Standard MasterCard Debit

                                                 

                                                    • ENHANCED DEBIT MASTERCARD

                                                   

                                                    • Global MasterCard Debit

                                                   

                                                  Common types of MasterCard

                                                   

                                                  Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                   

                                                  Standard MasterCard

                                                   

                                                  MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                   

                                                  If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                   

                                                  MasterCard Gold

                                                   

                                                  It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                   

                                                  MasterCard Platinum

                                                   

                                                  Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                   

                                                  Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                   

                                                  How to issue and obtain visa card and master card

                                                   

                                                  Credit card for Iranians

                                                   

                                                   

                                                  Obtaining a Turkish visa card for Iranians

                                                   

                                                  Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                   

                                                  After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                   

                                                      • How long does it take to open a bank account in Turkey?
                                                        When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                        Is there a fee for opening a bank account in Turkey?
                                                        No, banks do not charge any fees for opening a bank account.

                                                        What documents are required to open a bank account?
                                                        The necessary documents for opening a bank account are:

                                                        • Passport
                                                        • Turkish tax identification number
                                                        • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                • The validity of Visa card and Master card in Türkiye is 8 years.

                                                           

                                                              • It can be used for both dollars and euros.

                                                             

                                                              • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                             

                                                              • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                             


                                                            final word

                                                            Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                            This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                            Click to view and receive information about buying a villa in Istanbul.

                                                            Frequently asked questions

                                            Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                            Click here to receive information about receiving a MasterCard with an Iranian passport.

                                             

                                            There are many types of MasterCard:

                                            credit card

                                             

                                                   

                                                        • Standard MasterCard

                                                   

                                                      • WORLD MASTERCARD

                                                     

                                                      • WORLD ELITE MASTERCARD

                                                     

                                                    .

                                                    debit card (cash card)

                                                     

                                                           

                                                                • Standard MasterCard Debit

                                                           

                                                              • ENHANCED DEBIT MASTERCARD

                                                             

                                                              • Global MasterCard Debit

                                                             

                                                            Common types of MasterCard

                                                             

                                                            Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                             

                                                            Standard MasterCard

                                                             

                                                            MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                             

                                                            If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                             

                                                            MasterCard Gold

                                                             

                                                            It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                             

                                                            MasterCard Platinum

                                                             

                                                            Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                             

                                                            Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                             

                                                            How to issue and obtain visa card and master card

                                                             

                                                            Credit card for Iranians

                                                             

                                                             

                                                            Obtaining a Turkish visa card for Iranians

                                                             

                                                            Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                             

                                                            After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                             

                                                                • How long does it take to open a bank account in Turkey?
                                                                  When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                  Is there a fee for opening a bank account in Turkey?
                                                                  No, banks do not charge any fees for opening a bank account.

                                                                  What documents are required to open a bank account?
                                                                  The necessary documents for opening a bank account are:

                                                                  • Passport
                                                                  • Turkish tax identification number
                                                                  • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                          • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                     

                                                                        • It can be used for both dollars and euros.

                                                                       

                                                                        • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                       

                                                                        • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                       


                                                                      final word

                                                                      Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                      This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                      Click to view and receive information about buying a villa in Istanbul.

                                                                      Frequently asked questions

                                                      Visa Platinum Card

                                                       

                                                      The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                       

                                                      Types of MasterCard

                                                       

                                                      Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                      Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                       

                                                      There are many types of MasterCard:

                                                      credit card

                                                       

                                                             

                                                                  • Standard MasterCard

                                                             

                                                                • WORLD MASTERCARD

                                                               

                                                                • WORLD ELITE MASTERCARD

                                                               

                                                              .

                                                              debit card (cash card)

                                                               

                                                                     

                                                                          • Standard MasterCard Debit

                                                                     

                                                                        • ENHANCED DEBIT MASTERCARD

                                                                       

                                                                        • Global MasterCard Debit

                                                                       

                                                                      Common types of MasterCard

                                                                       

                                                                      Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                       

                                                                      Standard MasterCard

                                                                       

                                                                      MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                       

                                                                      If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                       

                                                                      MasterCard Gold

                                                                       

                                                                      It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                       

                                                                      MasterCard Platinum

                                                                       

                                                                      Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                       

                                                                      Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                       

                                                                      How to issue and obtain visa card and master card

                                                                       

                                                                      Credit card for Iranians

                                                                       

                                                                       

                                                                      Obtaining a Turkish visa card for Iranians

                                                                       

                                                                      Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                       

                                                                      After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                       

                                                                          • How long does it take to open a bank account in Turkey?
                                                                            When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                            Is there a fee for opening a bank account in Turkey?
                                                                            No, banks do not charge any fees for opening a bank account.

                                                                            What documents are required to open a bank account?
                                                                            The necessary documents for opening a bank account are:

                                                                            • Passport
                                                                            • Turkish tax identification number
                                                                            • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                    • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                               

                                                                                  • It can be used for both dollars and euros.

                                                                                 

                                                                                  • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                 

                                                                                  • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                 


                                                                                final word

                                                                                Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                Click to view and receive information about buying a villa in Istanbul.

                                                                                Frequently asked questions

                                                                In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                 

                                                                Visa Platinum Card

                                                                 

                                                                The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                 

                                                                Types of MasterCard

                                                                 

                                                                Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                 

                                                                There are many types of MasterCard:

                                                                credit card

                                                                 

                                                                       

                                                                            • Standard MasterCard

                                                                       

                                                                          • WORLD MASTERCARD

                                                                         

                                                                          • WORLD ELITE MASTERCARD

                                                                         

                                                                        .

                                                                        debit card (cash card)

                                                                         

                                                                               

                                                                                    • Standard MasterCard Debit

                                                                               

                                                                                  • ENHANCED DEBIT MASTERCARD

                                                                                 

                                                                                  • Global MasterCard Debit

                                                                                 

                                                                                Common types of MasterCard

                                                                                 

                                                                                Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                 

                                                                                Standard MasterCard

                                                                                 

                                                                                MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                 

                                                                                If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                 

                                                                                MasterCard Gold

                                                                                 

                                                                                It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                 

                                                                                MasterCard Platinum

                                                                                 

                                                                                Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                 

                                                                                Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                 

                                                                                How to issue and obtain visa card and master card

                                                                                 

                                                                                Credit card for Iranians

                                                                                 

                                                                                 

                                                                                Obtaining a Turkish visa card for Iranians

                                                                                 

                                                                                Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                 

                                                                                After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                 

                                                                                    • How long does it take to open a bank account in Turkey?
                                                                                      When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                      Is there a fee for opening a bank account in Turkey?
                                                                                      No, banks do not charge any fees for opening a bank account.

                                                                                      What documents are required to open a bank account?
                                                                                      The necessary documents for opening a bank account are:

                                                                                      • Passport
                                                                                      • Turkish tax identification number
                                                                                      • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                              • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                         

                                                                                            • It can be used for both dollars and euros.

                                                                                           

                                                                                            • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                           

                                                                                            • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                           


                                                                                          final word

                                                                                          Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                          This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                          Click to view and receive information about buying a villa in Istanbul.

                                                                                          Frequently asked questions

                                                                          The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                           

                                                                          In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                           

                                                                          Visa Platinum Card

                                                                           

                                                                          The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                           

                                                                          Types of MasterCard

                                                                           

                                                                          Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                          Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                           

                                                                          There are many types of MasterCard:

                                                                          credit card

                                                                           

                                                                                 

                                                                                      • Standard MasterCard

                                                                                 

                                                                                    • WORLD MASTERCARD

                                                                                   

                                                                                    • WORLD ELITE MASTERCARD

                                                                                   

                                                                                  .

                                                                                  debit card (cash card)

                                                                                   

                                                                                         

                                                                                              • Standard MasterCard Debit

                                                                                         

                                                                                            • ENHANCED DEBIT MASTERCARD

                                                                                           

                                                                                            • Global MasterCard Debit

                                                                                           

                                                                                          Common types of MasterCard

                                                                                           

                                                                                          Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                           

                                                                                          Standard MasterCard

                                                                                           

                                                                                          MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                           

                                                                                          If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                           

                                                                                          MasterCard Gold

                                                                                           

                                                                                          It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                           

                                                                                          MasterCard Platinum

                                                                                           

                                                                                          Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                           

                                                                                          Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                           

                                                                                          How to issue and obtain visa card and master card

                                                                                           

                                                                                          Credit card for Iranians

                                                                                           

                                                                                           

                                                                                          Obtaining a Turkish visa card for Iranians

                                                                                           

                                                                                          Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                           

                                                                                          After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                           

                                                                                              • How long does it take to open a bank account in Turkey?
                                                                                                When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                Is there a fee for opening a bank account in Turkey?
                                                                                                No, banks do not charge any fees for opening a bank account.

                                                                                                What documents are required to open a bank account?
                                                                                                The necessary documents for opening a bank account are:

                                                                                                • Passport
                                                                                                • Turkish tax identification number
                                                                                                • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                        • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                   

                                                                                                      • It can be used for both dollars and euros.

                                                                                                     

                                                                                                      • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                     

                                                                                                      • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                     


                                                                                                    final word

                                                                                                    Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                    This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                    Click to view and receive information about buying a villa in Istanbul.

                                                                                                    Frequently asked questions

                                                                                    Visa Gold Card

                                                                                     

                                                                                    The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                     

                                                                                    In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                     

                                                                                    Visa Platinum Card

                                                                                     

                                                                                    The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                     

                                                                                    Types of MasterCard

                                                                                     

                                                                                    Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                    Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                     

                                                                                    There are many types of MasterCard:

                                                                                    credit card

                                                                                     

                                                                                           

                                                                                                • Standard MasterCard

                                                                                           

                                                                                              • WORLD MASTERCARD

                                                                                             

                                                                                              • WORLD ELITE MASTERCARD

                                                                                             

                                                                                            .

                                                                                            debit card (cash card)

                                                                                             

                                                                                                   

                                                                                                        • Standard MasterCard Debit

                                                                                                   

                                                                                                      • ENHANCED DEBIT MASTERCARD

                                                                                                     

                                                                                                      • Global MasterCard Debit

                                                                                                     

                                                                                                    Common types of MasterCard

                                                                                                     

                                                                                                    Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                     

                                                                                                    Standard MasterCard

                                                                                                     

                                                                                                    MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                     

                                                                                                    If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                     

                                                                                                    MasterCard Gold

                                                                                                     

                                                                                                    It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                     

                                                                                                    MasterCard Platinum

                                                                                                     

                                                                                                    Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                     

                                                                                                    Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                     

                                                                                                    How to issue and obtain visa card and master card

                                                                                                     

                                                                                                    Credit card for Iranians

                                                                                                     

                                                                                                     

                                                                                                    Obtaining a Turkish visa card for Iranians

                                                                                                     

                                                                                                    Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                     

                                                                                                    After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                     

                                                                                                        • How long does it take to open a bank account in Turkey?
                                                                                                          When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                          Is there a fee for opening a bank account in Turkey?
                                                                                                          No, banks do not charge any fees for opening a bank account.

                                                                                                          What documents are required to open a bank account?
                                                                                                          The necessary documents for opening a bank account are:

                                                                                                          • Passport
                                                                                                          • Turkish tax identification number
                                                                                                          • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                  • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                             

                                                                                                                • It can be used for both dollars and euros.

                                                                                                               

                                                                                                                • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                               

                                                                                                                • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                               


                                                                                                              final word

                                                                                                              Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                              This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                              Click to view and receive information about buying a villa in Istanbul.

                                                                                                              Frequently asked questions

                                                                                              Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                               

                                                                                              Visa Gold Card

                                                                                               

                                                                                              The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                               

                                                                                              In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                               

                                                                                              Visa Platinum Card

                                                                                               

                                                                                              The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                               

                                                                                              Types of MasterCard

                                                                                               

                                                                                              Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                              Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                               

                                                                                              There are many types of MasterCard:

                                                                                              credit card

                                                                                               

                                                                                                     

                                                                                                          • Standard MasterCard

                                                                                                     

                                                                                                        • WORLD MASTERCARD

                                                                                                       

                                                                                                        • WORLD ELITE MASTERCARD

                                                                                                       

                                                                                                      .

                                                                                                      debit card (cash card)

                                                                                                       

                                                                                                             

                                                                                                                  • Standard MasterCard Debit

                                                                                                             

                                                                                                                • ENHANCED DEBIT MASTERCARD

                                                                                                               

                                                                                                                • Global MasterCard Debit

                                                                                                               

                                                                                                              Common types of MasterCard

                                                                                                               

                                                                                                              Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                               

                                                                                                              Standard MasterCard

                                                                                                               

                                                                                                              MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                               

                                                                                                              If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                               

                                                                                                              MasterCard Gold

                                                                                                               

                                                                                                              It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                               

                                                                                                              MasterCard Platinum

                                                                                                               

                                                                                                              Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                               

                                                                                                              Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                               

                                                                                                              How to issue and obtain visa card and master card

                                                                                                               

                                                                                                              Credit card for Iranians

                                                                                                               

                                                                                                               

                                                                                                              Obtaining a Turkish visa card for Iranians

                                                                                                               

                                                                                                              Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                               

                                                                                                              After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                               

                                                                                                                  • How long does it take to open a bank account in Turkey?
                                                                                                                    When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                    Is there a fee for opening a bank account in Turkey?
                                                                                                                    No, banks do not charge any fees for opening a bank account.

                                                                                                                    What documents are required to open a bank account?
                                                                                                                    The necessary documents for opening a bank account are:

                                                                                                                    • Passport
                                                                                                                    • Turkish tax identification number
                                                                                                                    • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                            • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                       

                                                                                                                          • It can be used for both dollars and euros.

                                                                                                                         

                                                                                                                          • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                         

                                                                                                                          • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                         


                                                                                                                        final word

                                                                                                                        Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                        This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                        Click to view and receive information about buying a villa in Istanbul.

                                                                                                                        Frequently asked questions

                                                                                                        The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                         

                                                                                                        Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                         

                                                                                                        Visa Gold Card

                                                                                                         

                                                                                                        The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                         

                                                                                                        In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                         

                                                                                                        Visa Platinum Card

                                                                                                         

                                                                                                        The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                         

                                                                                                        Types of MasterCard

                                                                                                         

                                                                                                        Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                        Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                         

                                                                                                        There are many types of MasterCard:

                                                                                                        credit card

                                                                                                         

                                                                                                               

                                                                                                                    • Standard MasterCard

                                                                                                               

                                                                                                                  • WORLD MASTERCARD

                                                                                                                 

                                                                                                                  • WORLD ELITE MASTERCARD

                                                                                                                 

                                                                                                                .

                                                                                                                debit card (cash card)

                                                                                                                 

                                                                                                                       

                                                                                                                            • Standard MasterCard Debit

                                                                                                                       

                                                                                                                          • ENHANCED DEBIT MASTERCARD

                                                                                                                         

                                                                                                                          • Global MasterCard Debit

                                                                                                                         

                                                                                                                        Common types of MasterCard

                                                                                                                         

                                                                                                                        Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                         

                                                                                                                        Standard MasterCard

                                                                                                                         

                                                                                                                        MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                         

                                                                                                                        If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                         

                                                                                                                        MasterCard Gold

                                                                                                                         

                                                                                                                        It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                         

                                                                                                                        MasterCard Platinum

                                                                                                                         

                                                                                                                        Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                         

                                                                                                                        Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                         

                                                                                                                        How to issue and obtain visa card and master card

                                                                                                                         

                                                                                                                        Credit card for Iranians

                                                                                                                         

                                                                                                                         

                                                                                                                        Obtaining a Turkish visa card for Iranians

                                                                                                                         

                                                                                                                        Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                         

                                                                                                                        After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                         

                                                                                                                            • How long does it take to open a bank account in Turkey?
                                                                                                                              When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                              Is there a fee for opening a bank account in Turkey?
                                                                                                                              No, banks do not charge any fees for opening a bank account.

                                                                                                                              What documents are required to open a bank account?
                                                                                                                              The necessary documents for opening a bank account are:

                                                                                                                              • Passport
                                                                                                                              • Turkish tax identification number
                                                                                                                              • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                      • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                 

                                                                                                                                    • It can be used for both dollars and euros.

                                                                                                                                   

                                                                                                                                    • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                   

                                                                                                                                    • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                   


                                                                                                                                  final word

                                                                                                                                  Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                  This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                  Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                  Frequently asked questions

                                                                                                                  Visa Classic Card

                                                                                                                   

                                                                                                                  The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                   

                                                                                                                  Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                   

                                                                                                                  Visa Gold Card

                                                                                                                   

                                                                                                                  The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                   

                                                                                                                  In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                   

                                                                                                                  Visa Platinum Card

                                                                                                                   

                                                                                                                  The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                   

                                                                                                                  Types of MasterCard

                                                                                                                   

                                                                                                                  Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                  Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                   

                                                                                                                  There are many types of MasterCard:

                                                                                                                  credit card

                                                                                                                   

                                                                                                                         

                                                                                                                              • Standard MasterCard

                                                                                                                         

                                                                                                                            • WORLD MASTERCARD

                                                                                                                           

                                                                                                                            • WORLD ELITE MASTERCARD

                                                                                                                           

                                                                                                                          .

                                                                                                                          debit card (cash card)

                                                                                                                           

                                                                                                                                 

                                                                                                                                      • Standard MasterCard Debit

                                                                                                                                 

                                                                                                                                    • ENHANCED DEBIT MASTERCARD

                                                                                                                                   

                                                                                                                                    • Global MasterCard Debit

                                                                                                                                   

                                                                                                                                  Common types of MasterCard

                                                                                                                                   

                                                                                                                                  Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                   

                                                                                                                                  Standard MasterCard

                                                                                                                                   

                                                                                                                                  MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                   

                                                                                                                                  If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                   

                                                                                                                                  MasterCard Gold

                                                                                                                                   

                                                                                                                                  It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                   

                                                                                                                                  MasterCard Platinum

                                                                                                                                   

                                                                                                                                  Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                   

                                                                                                                                  Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                   

                                                                                                                                  How to issue and obtain visa card and master card

                                                                                                                                   

                                                                                                                                  Credit card for Iranians

                                                                                                                                   

                                                                                                                                   

                                                                                                                                  Obtaining a Turkish visa card for Iranians

                                                                                                                                   

                                                                                                                                  Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                   

                                                                                                                                  After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                   

                                                                                                                                      • How long does it take to open a bank account in Turkey?
                                                                                                                                        When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                        Is there a fee for opening a bank account in Turkey?
                                                                                                                                        No, banks do not charge any fees for opening a bank account.

                                                                                                                                        What documents are required to open a bank account?
                                                                                                                                        The necessary documents for opening a bank account are:

                                                                                                                                        • Passport
                                                                                                                                        • Turkish tax identification number
                                                                                                                                        • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                           

                                                                                                                                              • It can be used for both dollars and euros.

                                                                                                                                             

                                                                                                                                              • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                             

                                                                                                                                              • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                             


                                                                                                                                            final word

                                                                                                                                            Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                            This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                            Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                            Frequently asked questions

                                                                                                                            Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                             

                                                                                                                            Visa Classic Card

                                                                                                                             

                                                                                                                            The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                             

                                                                                                                            Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                             

                                                                                                                            Visa Gold Card

                                                                                                                             

                                                                                                                            The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                             

                                                                                                                            In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                             

                                                                                                                            Visa Platinum Card

                                                                                                                             

                                                                                                                            The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                             

                                                                                                                            Types of MasterCard

                                                                                                                             

                                                                                                                            Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                            Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                             

                                                                                                                            There are many types of MasterCard:

                                                                                                                            credit card

                                                                                                                             

                                                                                                                                   

                                                                                                                                        • Standard MasterCard

                                                                                                                                   

                                                                                                                                      • WORLD MASTERCARD

                                                                                                                                     

                                                                                                                                      • WORLD ELITE MASTERCARD

                                                                                                                                     

                                                                                                                                    .

                                                                                                                                    debit card (cash card)

                                                                                                                                     

                                                                                                                                           

                                                                                                                                                • Standard MasterCard Debit

                                                                                                                                           

                                                                                                                                              • ENHANCED DEBIT MASTERCARD

                                                                                                                                             

                                                                                                                                              • Global MasterCard Debit

                                                                                                                                             

                                                                                                                                            Common types of MasterCard

                                                                                                                                             

                                                                                                                                            Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                             

                                                                                                                                            Standard MasterCard

                                                                                                                                             

                                                                                                                                            MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                             

                                                                                                                                            If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                             

                                                                                                                                            MasterCard Gold

                                                                                                                                             

                                                                                                                                            It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                             

                                                                                                                                            MasterCard Platinum

                                                                                                                                             

                                                                                                                                            Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                             

                                                                                                                                            Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                             

                                                                                                                                            How to issue and obtain visa card and master card

                                                                                                                                             

                                                                                                                                            Credit card for Iranians

                                                                                                                                             

                                                                                                                                             

                                                                                                                                            Obtaining a Turkish visa card for Iranians

                                                                                                                                             

                                                                                                                                            Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                             

                                                                                                                                            After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                             

                                                                                                                                                • How long does it take to open a bank account in Turkey?
                                                                                                                                                  When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                  Is there a fee for opening a bank account in Turkey?
                                                                                                                                                  No, banks do not charge any fees for opening a bank account.

                                                                                                                                                  What documents are required to open a bank account?
                                                                                                                                                  The necessary documents for opening a bank account are:

                                                                                                                                                  • Passport
                                                                                                                                                  • Turkish tax identification number
                                                                                                                                                  • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                          • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                     

                                                                                                                                                        • It can be used for both dollars and euros.

                                                                                                                                                       

                                                                                                                                                        • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                       

                                                                                                                                                        • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                       


                                                                                                                                                      final word

                                                                                                                                                      Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                      This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                      Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                      Frequently asked questions

                                                                                                                                      Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                       

                                                                                                                                      Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                       

                                                                                                                                      Visa Classic Card

                                                                                                                                       

                                                                                                                                      The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                       

                                                                                                                                      Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                       

                                                                                                                                      Visa Gold Card

                                                                                                                                       

                                                                                                                                      The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                       

                                                                                                                                      In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                       

                                                                                                                                      Visa Platinum Card

                                                                                                                                       

                                                                                                                                      The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                       

                                                                                                                                      Types of MasterCard

                                                                                                                                       

                                                                                                                                      Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                      Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                       

                                                                                                                                      There are many types of MasterCard:

                                                                                                                                      credit card

                                                                                                                                       

                                                                                                                                             

                                                                                                                                                  • Standard MasterCard

                                                                                                                                             

                                                                                                                                                • WORLD MASTERCARD

                                                                                                                                               

                                                                                                                                                • WORLD ELITE MASTERCARD

                                                                                                                                               

                                                                                                                                              .

                                                                                                                                              debit card (cash card)

                                                                                                                                               

                                                                                                                                                     

                                                                                                                                                          • Standard MasterCard Debit

                                                                                                                                                     

                                                                                                                                                        • ENHANCED DEBIT MASTERCARD

                                                                                                                                                       

                                                                                                                                                        • Global MasterCard Debit

                                                                                                                                                       

                                                                                                                                                      Common types of MasterCard

                                                                                                                                                       

                                                                                                                                                      Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                       

                                                                                                                                                      Standard MasterCard

                                                                                                                                                       

                                                                                                                                                      MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                       

                                                                                                                                                      If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                       

                                                                                                                                                      MasterCard Gold

                                                                                                                                                       

                                                                                                                                                      It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                       

                                                                                                                                                      MasterCard Platinum

                                                                                                                                                       

                                                                                                                                                      Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                       

                                                                                                                                                      Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                       

                                                                                                                                                      How to issue and obtain visa card and master card

                                                                                                                                                       

                                                                                                                                                      Credit card for Iranians

                                                                                                                                                       

                                                                                                                                                       

                                                                                                                                                      Obtaining a Turkish visa card for Iranians

                                                                                                                                                       

                                                                                                                                                      Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                       

                                                                                                                                                      After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                       

                                                                                                                                                          • How long does it take to open a bank account in Turkey?
                                                                                                                                                            When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                            Is there a fee for opening a bank account in Turkey?
                                                                                                                                                            No, banks do not charge any fees for opening a bank account.

                                                                                                                                                            What documents are required to open a bank account?
                                                                                                                                                            The necessary documents for opening a bank account are:

                                                                                                                                                            • Passport
                                                                                                                                                            • Turkish tax identification number
                                                                                                                                                            • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                    • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                               

                                                                                                                                                                  • It can be used for both dollars and euros.

                                                                                                                                                                 

                                                                                                                                                                  • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                 

                                                                                                                                                                  • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                 


                                                                                                                                                                final word

                                                                                                                                                                Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                Frequently asked questions

                                                                                                                                                Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                 

                                                                                                                                                Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                 

                                                                                                                                                Visa Classic Card

                                                                                                                                                 

                                                                                                                                                The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                 

                                                                                                                                                Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                 

                                                                                                                                                Visa Gold Card

                                                                                                                                                 

                                                                                                                                                The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                 

                                                                                                                                                In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                 

                                                                                                                                                Visa Platinum Card

                                                                                                                                                 

                                                                                                                                                The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                 

                                                                                                                                                Types of MasterCard

                                                                                                                                                 

                                                                                                                                                Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                 

                                                                                                                                                There are many types of MasterCard:

                                                                                                                                                credit card

                                                                                                                                                 

                                                                                                                                                       

                                                                                                                                                            • Standard MasterCard

                                                                                                                                                       

                                                                                                                                                          • WORLD MASTERCARD

                                                                                                                                                         

                                                                                                                                                          • WORLD ELITE MASTERCARD

                                                                                                                                                         

                                                                                                                                                        .

                                                                                                                                                        debit card (cash card)

                                                                                                                                                         

                                                                                                                                                               

                                                                                                                                                                    • Standard MasterCard Debit

                                                                                                                                                               

                                                                                                                                                                  • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                 

                                                                                                                                                                  • Global MasterCard Debit

                                                                                                                                                                 

                                                                                                                                                                Common types of MasterCard

                                                                                                                                                                 

                                                                                                                                                                Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                 

                                                                                                                                                                Standard MasterCard

                                                                                                                                                                 

                                                                                                                                                                MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                 

                                                                                                                                                                If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                 

                                                                                                                                                                MasterCard Gold

                                                                                                                                                                 

                                                                                                                                                                It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                 

                                                                                                                                                                MasterCard Platinum

                                                                                                                                                                 

                                                                                                                                                                Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                 

                                                                                                                                                                Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                 

                                                                                                                                                                How to issue and obtain visa card and master card

                                                                                                                                                                 

                                                                                                                                                                Credit card for Iranians

                                                                                                                                                                 

                                                                                                                                                                 

                                                                                                                                                                Obtaining a Turkish visa card for Iranians

                                                                                                                                                                 

                                                                                                                                                                Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                 

                                                                                                                                                                After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                 

                                                                                                                                                                    • How long does it take to open a bank account in Turkey?
                                                                                                                                                                      When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                      Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                      No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                      What documents are required to open a bank account?
                                                                                                                                                                      The necessary documents for opening a bank account are:

                                                                                                                                                                      • Passport
                                                                                                                                                                      • Turkish tax identification number
                                                                                                                                                                      • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                              • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                         

                                                                                                                                                                            • It can be used for both dollars and euros.

                                                                                                                                                                           

                                                                                                                                                                            • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                           

                                                                                                                                                                            • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                           


                                                                                                                                                                          final word

                                                                                                                                                                          Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                          This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                          Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                          Frequently asked questions

                                                                                                                                                          The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                           

                                                                                                                                                                 

                                                                                                                                                                      • Visa Classic Card

                                                                                                                                                                 

                                                                                                                                                                    • Visa Gold Card

                                                                                                                                                                   

                                                                                                                                                                    • Visa Platinum Card

                                                                                                                                                                   

                                                                                                                                                                    • Visa Signature card

                                                                                                                                                                   

                                                                                                                                                                    • Visa card Infinite

                                                                                                                                                                  Debit Card and Credit Card

                                                                                                                                                                  Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                  Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                  The Difference Between Debit Card and Credit Card

                                                                                                                                                                  Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                  Financial Source

                                                                                                                                                                  One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                  On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                  Interest and Repayment

                                                                                                                                                                  Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                  Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                  تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                   

                                                                                                                                                                   

                                                                                                                                                                  Special privileges and facilities

                                                                                                                                                                  Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                  Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                  The degree of effectiveness on financial credit

                                                                                                                                                                  If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                  On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                  A common visa card for Iranians

                                                                                                                                                                   

                                                                                                                                                                  Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                   

                                                                                                                                                                  Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                   

                                                                                                                                                                  Visa Classic Card

                                                                                                                                                                   

                                                                                                                                                                  The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                   

                                                                                                                                                                  Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                   

                                                                                                                                                                  Visa Gold Card

                                                                                                                                                                   

                                                                                                                                                                  The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                   

                                                                                                                                                                  In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                   

                                                                                                                                                                  Visa Platinum Card

                                                                                                                                                                   

                                                                                                                                                                  The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                   

                                                                                                                                                                  Types of MasterCard

                                                                                                                                                                   

                                                                                                                                                                  Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                  Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                   

                                                                                                                                                                  There are many types of MasterCard:

                                                                                                                                                                  credit card

                                                                                                                                                                   

                                                                                                                                                                         

                                                                                                                                                                              • Standard MasterCard

                                                                                                                                                                         

                                                                                                                                                                            • WORLD MASTERCARD

                                                                                                                                                                           

                                                                                                                                                                            • WORLD ELITE MASTERCARD

                                                                                                                                                                           

                                                                                                                                                                          .

                                                                                                                                                                          debit card (cash card)

                                                                                                                                                                           

                                                                                                                                                                                 

                                                                                                                                                                                      • Standard MasterCard Debit

                                                                                                                                                                                 

                                                                                                                                                                                    • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                   

                                                                                                                                                                                    • Global MasterCard Debit

                                                                                                                                                                                   

                                                                                                                                                                                  Common types of MasterCard

                                                                                                                                                                                   

                                                                                                                                                                                  Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                   

                                                                                                                                                                                  Standard MasterCard

                                                                                                                                                                                   

                                                                                                                                                                                  MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                   

                                                                                                                                                                                  If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                   

                                                                                                                                                                                  MasterCard Gold

                                                                                                                                                                                   

                                                                                                                                                                                  It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                   

                                                                                                                                                                                  MasterCard Platinum

                                                                                                                                                                                   

                                                                                                                                                                                  Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                   

                                                                                                                                                                                  Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                   

                                                                                                                                                                                  How to issue and obtain visa card and master card

                                                                                                                                                                                   

                                                                                                                                                                                  Credit card for Iranians

                                                                                                                                                                                   

                                                                                                                                                                                   

                                                                                                                                                                                  Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                   

                                                                                                                                                                                  Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                   

                                                                                                                                                                                  After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                   

                                                                                                                                                                                      • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                        When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                        Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                        No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                        What documents are required to open a bank account?
                                                                                                                                                                                        The necessary documents for opening a bank account are:

                                                                                                                                                                                        • Passport
                                                                                                                                                                                        • Turkish tax identification number
                                                                                                                                                                                        • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                           

                                                                                                                                                                                              • It can be used for both dollars and euros.

                                                                                                                                                                                             

                                                                                                                                                                                              • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                             

                                                                                                                                                                                              • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                             


                                                                                                                                                                                            final word

                                                                                                                                                                                            Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                            This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                            Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                            Frequently asked questions

                                                                                                                                                                          • prepaid card

                                                                                                                                                                         

                                                                                                                                                                        The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                         

                                                                                                                                                                               

                                                                                                                                                                                    • Visa Classic Card

                                                                                                                                                                               

                                                                                                                                                                                  • Visa Gold Card

                                                                                                                                                                                 

                                                                                                                                                                                  • Visa Platinum Card

                                                                                                                                                                                 

                                                                                                                                                                                  • Visa Signature card

                                                                                                                                                                                 

                                                                                                                                                                                  • Visa card Infinite

                                                                                                                                                                                Debit Card and Credit Card

                                                                                                                                                                                Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                The Difference Between Debit Card and Credit Card

                                                                                                                                                                                Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                Financial Source

                                                                                                                                                                                One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                Interest and Repayment

                                                                                                                                                                                Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                 

                                                                                                                                                                                 

                                                                                                                                                                                Special privileges and facilities

                                                                                                                                                                                Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                The degree of effectiveness on financial credit

                                                                                                                                                                                If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                A common visa card for Iranians

                                                                                                                                                                                 

                                                                                                                                                                                Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                 

                                                                                                                                                                                Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                 

                                                                                                                                                                                Visa Classic Card

                                                                                                                                                                                 

                                                                                                                                                                                The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                 

                                                                                                                                                                                Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                 

                                                                                                                                                                                Visa Gold Card

                                                                                                                                                                                 

                                                                                                                                                                                The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                 

                                                                                                                                                                                In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                 

                                                                                                                                                                                Visa Platinum Card

                                                                                                                                                                                 

                                                                                                                                                                                The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                 

                                                                                                                                                                                Types of MasterCard

                                                                                                                                                                                 

                                                                                                                                                                                Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                 

                                                                                                                                                                                There are many types of MasterCard:

                                                                                                                                                                                credit card

                                                                                                                                                                                 

                                                                                                                                                                                       

                                                                                                                                                                                            • Standard MasterCard

                                                                                                                                                                                       

                                                                                                                                                                                          • WORLD MASTERCARD

                                                                                                                                                                                         

                                                                                                                                                                                          • WORLD ELITE MASTERCARD

                                                                                                                                                                                         

                                                                                                                                                                                        .

                                                                                                                                                                                        debit card (cash card)

                                                                                                                                                                                         

                                                                                                                                                                                               

                                                                                                                                                                                                    • Standard MasterCard Debit

                                                                                                                                                                                               

                                                                                                                                                                                                  • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                 

                                                                                                                                                                                                  • Global MasterCard Debit

                                                                                                                                                                                                 

                                                                                                                                                                                                Common types of MasterCard

                                                                                                                                                                                                 

                                                                                                                                                                                                Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                 

                                                                                                                                                                                                Standard MasterCard

                                                                                                                                                                                                 

                                                                                                                                                                                                MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                 

                                                                                                                                                                                                If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                 

                                                                                                                                                                                                MasterCard Gold

                                                                                                                                                                                                 

                                                                                                                                                                                                It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                 

                                                                                                                                                                                                MasterCard Platinum

                                                                                                                                                                                                 

                                                                                                                                                                                                Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                 

                                                                                                                                                                                                Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                 

                                                                                                                                                                                                How to issue and obtain visa card and master card

                                                                                                                                                                                                 

                                                                                                                                                                                                Credit card for Iranians

                                                                                                                                                                                                 

                                                                                                                                                                                                 

                                                                                                                                                                                                Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                 

                                                                                                                                                                                                Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                 

                                                                                                                                                                                                After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                 

                                                                                                                                                                                                    • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                      When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                      Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                      No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                      What documents are required to open a bank account?
                                                                                                                                                                                                      The necessary documents for opening a bank account are:

                                                                                                                                                                                                      • Passport
                                                                                                                                                                                                      • Turkish tax identification number
                                                                                                                                                                                                      • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                              • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                         

                                                                                                                                                                                                            • It can be used for both dollars and euros.

                                                                                                                                                                                                           

                                                                                                                                                                                                            • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                           

                                                                                                                                                                                                            • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                           


                                                                                                                                                                                                          final word

                                                                                                                                                                                                          Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                          This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                          Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                          Frequently asked questions

                                                                                                                                                                                        • prepaid card

                                                                                                                                                                                       

                                                                                                                                                                                      The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                       

                                                                                                                                                                                             

                                                                                                                                                                                                  • Visa Classic Card

                                                                                                                                                                                             

                                                                                                                                                                                                • Visa Gold Card

                                                                                                                                                                                               

                                                                                                                                                                                                • Visa Platinum Card

                                                                                                                                                                                               

                                                                                                                                                                                                • Visa Signature card

                                                                                                                                                                                               

                                                                                                                                                                                                • Visa card Infinite

                                                                                                                                                                                              Debit Card and Credit Card

                                                                                                                                                                                              Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                              Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                              The Difference Between Debit Card and Credit Card

                                                                                                                                                                                              Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                              Financial Source

                                                                                                                                                                                              One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                              On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                              Interest and Repayment

                                                                                                                                                                                              Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                              Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                              تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                               

                                                                                                                                                                                               

                                                                                                                                                                                              Special privileges and facilities

                                                                                                                                                                                              Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                              Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                              The degree of effectiveness on financial credit

                                                                                                                                                                                              If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                              On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                              A common visa card for Iranians

                                                                                                                                                                                               

                                                                                                                                                                                              Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                               

                                                                                                                                                                                              Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                               

                                                                                                                                                                                              Visa Classic Card

                                                                                                                                                                                               

                                                                                                                                                                                              The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                               

                                                                                                                                                                                              Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                               

                                                                                                                                                                                              Visa Gold Card

                                                                                                                                                                                               

                                                                                                                                                                                              The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                               

                                                                                                                                                                                              In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                               

                                                                                                                                                                                              Visa Platinum Card

                                                                                                                                                                                               

                                                                                                                                                                                              The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                               

                                                                                                                                                                                              Types of MasterCard

                                                                                                                                                                                               

                                                                                                                                                                                              Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                              Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                               

                                                                                                                                                                                              There are many types of MasterCard:

                                                                                                                                                                                              credit card

                                                                                                                                                                                               

                                                                                                                                                                                                     

                                                                                                                                                                                                          • Standard MasterCard

                                                                                                                                                                                                     

                                                                                                                                                                                                        • WORLD MASTERCARD

                                                                                                                                                                                                       

                                                                                                                                                                                                        • WORLD ELITE MASTERCARD

                                                                                                                                                                                                       

                                                                                                                                                                                                      .

                                                                                                                                                                                                      debit card (cash card)

                                                                                                                                                                                                       

                                                                                                                                                                                                             

                                                                                                                                                                                                                  • Standard MasterCard Debit

                                                                                                                                                                                                             

                                                                                                                                                                                                                • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                               

                                                                                                                                                                                                                • Global MasterCard Debit

                                                                                                                                                                                                               

                                                                                                                                                                                                              Common types of MasterCard

                                                                                                                                                                                                               

                                                                                                                                                                                                              Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                               

                                                                                                                                                                                                              Standard MasterCard

                                                                                                                                                                                                               

                                                                                                                                                                                                              MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                               

                                                                                                                                                                                                              If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                               

                                                                                                                                                                                                              MasterCard Gold

                                                                                                                                                                                                               

                                                                                                                                                                                                              It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                               

                                                                                                                                                                                                              MasterCard Platinum

                                                                                                                                                                                                               

                                                                                                                                                                                                              Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                               

                                                                                                                                                                                                              Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                               

                                                                                                                                                                                                              How to issue and obtain visa card and master card

                                                                                                                                                                                                               

                                                                                                                                                                                                              Credit card for Iranians

                                                                                                                                                                                                               

                                                                                                                                                                                                               

                                                                                                                                                                                                              Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                               

                                                                                                                                                                                                              Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                               

                                                                                                                                                                                                              After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                               

                                                                                                                                                                                                                  • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                    When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                    Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                    No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                    What documents are required to open a bank account?
                                                                                                                                                                                                                    The necessary documents for opening a bank account are:

                                                                                                                                                                                                                    • Passport
                                                                                                                                                                                                                    • Turkish tax identification number
                                                                                                                                                                                                                    • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                            • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                       

                                                                                                                                                                                                                          • It can be used for both dollars and euros.

                                                                                                                                                                                                                         

                                                                                                                                                                                                                          • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                         

                                                                                                                                                                                                                          • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                         


                                                                                                                                                                                                                        final word

                                                                                                                                                                                                                        Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                        This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                        Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                        Frequently asked questions

                                                                                                                                                                                                    Visa card is divided into three main categories:

                                                                                                                                                                                                     

                                                                                                                                                                                                           

                                                                                                                                                                                                                • credit card

                                                                                                                                                                                                           

                                                                                                                                                                                                              • debit card (cash card)

                                                                                                                                                                                                             

                                                                                                                                                                                                              • prepaid card

                                                                                                                                                                                                             

                                                                                                                                                                                                            The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                             

                                                                                                                                                                                                                   

                                                                                                                                                                                                                        • Visa Classic Card

                                                                                                                                                                                                                   

                                                                                                                                                                                                                      • Visa Gold Card

                                                                                                                                                                                                                     

                                                                                                                                                                                                                      • Visa Platinum Card

                                                                                                                                                                                                                     

                                                                                                                                                                                                                      • Visa Signature card

                                                                                                                                                                                                                     

                                                                                                                                                                                                                      • Visa card Infinite

                                                                                                                                                                                                                    Debit Card and Credit Card

                                                                                                                                                                                                                    Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                    Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                    The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                    Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                    Financial Source

                                                                                                                                                                                                                    One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                    On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                    Interest and Repayment

                                                                                                                                                                                                                    Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                    Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                    تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                     

                                                                                                                                                                                                                     

                                                                                                                                                                                                                    Special privileges and facilities

                                                                                                                                                                                                                    Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                    Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                    The degree of effectiveness on financial credit

                                                                                                                                                                                                                    If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                    On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                    A common visa card for Iranians

                                                                                                                                                                                                                     

                                                                                                                                                                                                                    Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                     

                                                                                                                                                                                                                    Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                     

                                                                                                                                                                                                                    Visa Classic Card

                                                                                                                                                                                                                     

                                                                                                                                                                                                                    The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                     

                                                                                                                                                                                                                    Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                     

                                                                                                                                                                                                                    Visa Gold Card

                                                                                                                                                                                                                     

                                                                                                                                                                                                                    The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                     

                                                                                                                                                                                                                    In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                     

                                                                                                                                                                                                                    Visa Platinum Card

                                                                                                                                                                                                                     

                                                                                                                                                                                                                    The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                     

                                                                                                                                                                                                                    Types of MasterCard

                                                                                                                                                                                                                     

                                                                                                                                                                                                                    Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                    Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                     

                                                                                                                                                                                                                    There are many types of MasterCard:

                                                                                                                                                                                                                    credit card

                                                                                                                                                                                                                     

                                                                                                                                                                                                                           

                                                                                                                                                                                                                                • Standard MasterCard

                                                                                                                                                                                                                           

                                                                                                                                                                                                                              • WORLD MASTERCARD

                                                                                                                                                                                                                             

                                                                                                                                                                                                                              • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                             

                                                                                                                                                                                                                            .

                                                                                                                                                                                                                            debit card (cash card)

                                                                                                                                                                                                                             

                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                        • Standard MasterCard Debit

                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                      • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                      • Global MasterCard Debit

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                    Common types of MasterCard

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                    Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                    Standard MasterCard

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                    MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                    If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                    MasterCard Gold

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                    It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                    MasterCard Platinum

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                    Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                    Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                    How to issue and obtain visa card and master card

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                    Credit card for Iranians

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                    Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                    Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                    After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                        • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                          When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                          Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                          No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                          What documents are required to open a bank account?
                                                                                                                                                                                                                                          The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                          • Passport
                                                                                                                                                                                                                                          • Turkish tax identification number
                                                                                                                                                                                                                                          • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                  • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                • It can be used for both dollars and euros.

                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                               


                                                                                                                                                                                                                                              final word

                                                                                                                                                                                                                                              Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                              This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                              Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                              Frequently asked questions

                                                                                                                                                                                                                      Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                       

                                                                                                                                                                                                                      Visa card is divided into three main categories:

                                                                                                                                                                                                                       

                                                                                                                                                                                                                             

                                                                                                                                                                                                                                  • credit card

                                                                                                                                                                                                                             

                                                                                                                                                                                                                                • debit card (cash card)

                                                                                                                                                                                                                               

                                                                                                                                                                                                                                • prepaid card

                                                                                                                                                                                                                               

                                                                                                                                                                                                                              The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                               

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                          • Visa Classic Card

                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                        • Visa Gold Card

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                        • Visa Platinum Card

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                        • Visa Signature card

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                        • Visa card Infinite

                                                                                                                                                                                                                                      Debit Card and Credit Card

                                                                                                                                                                                                                                      Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                      Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                      The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                      Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                      Financial Source

                                                                                                                                                                                                                                      One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                      On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                      Interest and Repayment

                                                                                                                                                                                                                                      Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                      Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                      تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                      Special privileges and facilities

                                                                                                                                                                                                                                      Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                      Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                      The degree of effectiveness on financial credit

                                                                                                                                                                                                                                      If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                      On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                      A common visa card for Iranians

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                      Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                      Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                      Visa Classic Card

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                      The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                      Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                      Visa Gold Card

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                      The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                      In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                      Visa Platinum Card

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                      The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                      Types of MasterCard

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                      Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                      Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                      There are many types of MasterCard:

                                                                                                                                                                                                                                      credit card

                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                  • Standard MasterCard

                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                • WORLD MASTERCARD

                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                              .

                                                                                                                                                                                                                                              debit card (cash card)

                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                          • Standard MasterCard Debit

                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                        • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                        • Global MasterCard Debit

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                      Common types of MasterCard

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                      Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                      Standard MasterCard

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                      MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                      If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                      MasterCard Gold

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                      It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                      MasterCard Platinum

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                      Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                      Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                      How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                      Credit card for Iranians

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                      Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                      Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                      After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                          • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                            When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                            Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                            No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                            What documents are required to open a bank account?
                                                                                                                                                                                                                                                            The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                            • Passport
                                                                                                                                                                                                                                                            • Turkish tax identification number
                                                                                                                                                                                                                                                            • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                    • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                  • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                  • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                  • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                 


                                                                                                                                                                                                                                                                final word

                                                                                                                                                                                                                                                                Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                Frequently asked questions

                                                                                                                                                                                                                                        Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                        Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                        Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                        Visa card is divided into three main categories:

                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                    • credit card

                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                  • debit card (cash card)

                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                  • prepaid card

                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                            • Visa Classic Card

                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                          • Visa Gold Card

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                          • Visa Platinum Card

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                          • Visa Signature card

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                          • Visa card Infinite

                                                                                                                                                                                                                                                        Debit Card and Credit Card

                                                                                                                                                                                                                                                        Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                        Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                        The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                        Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                        Financial Source

                                                                                                                                                                                                                                                        One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                        On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                        Interest and Repayment

                                                                                                                                                                                                                                                        Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                        Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                        تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                        Special privileges and facilities

                                                                                                                                                                                                                                                        Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                        Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                        The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                        If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                        On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                        A common visa card for Iranians

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                        Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                        Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                        Visa Classic Card

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                        The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                        Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                        Visa Gold Card

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                        The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                        In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                        Visa Platinum Card

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                        The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                        Types of MasterCard

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                        Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                        Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                        There are many types of MasterCard:

                                                                                                                                                                                                                                                        credit card

                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                    • Standard MasterCard

                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                  • WORLD MASTERCARD

                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                  • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                .

                                                                                                                                                                                                                                                                debit card (cash card)

                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                            • Standard MasterCard Debit

                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                          • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                          • Global MasterCard Debit

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                        Common types of MasterCard

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                        Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                        Standard MasterCard

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                        MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                        If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                        MasterCard Gold

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                        It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                        MasterCard Platinum

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                        Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                        Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                        How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                        Credit card for Iranians

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                        Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                        Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                        After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                            • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                              When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                              Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                              No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                              What documents are required to open a bank account?
                                                                                                                                                                                                                                                                              The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                              • Passport
                                                                                                                                                                                                                                                                              • Turkish tax identification number
                                                                                                                                                                                                                                                                              • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                      • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                    • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                    • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                    • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                   


                                                                                                                                                                                                                                                                                  final word

                                                                                                                                                                                                                                                                                  Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                  This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                  Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                  Frequently asked questions

                                                                                                                                                                                                                                                          Types of visa cards

                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                          Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                          Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                          Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                          Visa card is divided into three main categories:

                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                      • credit card

                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                    • debit card (cash card)

                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                    • prepaid card

                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                  The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                              • Visa Classic Card

                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                            • Visa Gold Card

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                            • Visa Platinum Card

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                            • Visa Signature card

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                            • Visa card Infinite

                                                                                                                                                                                                                                                                          Debit Card and Credit Card

                                                                                                                                                                                                                                                                          Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                                          Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                                          The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                                          Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                                          Financial Source

                                                                                                                                                                                                                                                                          One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                                          On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                                          Interest and Repayment

                                                                                                                                                                                                                                                                          Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                                          Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                                          تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                          Special privileges and facilities

                                                                                                                                                                                                                                                                          Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                                          Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                                          The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                                          If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                                          On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                                          A common visa card for Iranians

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                          Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                          Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                          Visa Classic Card

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                          The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                          Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                          Visa Gold Card

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                          The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                          In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                          Visa Platinum Card

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                          The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                          Types of MasterCard

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                          Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                                          Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                          There are many types of MasterCard:

                                                                                                                                                                                                                                                                          credit card

                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                      • Standard MasterCard

                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                    • WORLD MASTERCARD

                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                    • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                  .

                                                                                                                                                                                                                                                                                  debit card (cash card)

                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                              • Standard MasterCard Debit

                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                            • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                            • Global MasterCard Debit

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                          Common types of MasterCard

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                          Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                          Standard MasterCard

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                          MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                          If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                          MasterCard Gold

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                          It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                          MasterCard Platinum

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                          Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                          Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                          How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                          Credit card for Iranians

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                          Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                          Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                          After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                              • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                                                When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                                                Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                                                No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                                                What documents are required to open a bank account?
                                                                                                                                                                                                                                                                                                The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                                                • Passport
                                                                                                                                                                                                                                                                                                • Turkish tax identification number
                                                                                                                                                                                                                                                                                                • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                                        • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                      • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                      • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                      • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                                     


                                                                                                                                                                                                                                                                                                    final word

                                                                                                                                                                                                                                                                                                    Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                                    This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                                    Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                                    Frequently asked questions

                                                                                                                                                                                                                                                                              • You do not need to establish a company or business in Turkey to obtain a Visa or MasterCard.

                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                            Types of visa cards

                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                            Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                            Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                            Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                            Visa card is divided into three main categories:

                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                        • credit card

                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                      • debit card (cash card)

                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                      • prepaid card

                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                    The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                • Visa Classic Card

                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                              • Visa Gold Card

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                              • Visa Platinum Card

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                              • Visa Signature card

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                              • Visa card Infinite

                                                                                                                                                                                                                                                                                            Debit Card and Credit Card

                                                                                                                                                                                                                                                                                            Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                                                            Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                                                            The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                                                            Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                                                            Financial Source

                                                                                                                                                                                                                                                                                            One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                                                            On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                                                            Interest and Repayment

                                                                                                                                                                                                                                                                                            Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                                                            Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                                                            تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                            Special privileges and facilities

                                                                                                                                                                                                                                                                                            Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                                                            Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                                                            The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                                                            If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                                                            On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                                                            A common visa card for Iranians

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                            Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                            Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                            Visa Classic Card

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                            The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                            Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                            Visa Gold Card

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                            The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                            In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                            Visa Platinum Card

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                            The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                            Types of MasterCard

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                            Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                                                            Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                            There are many types of MasterCard:

                                                                                                                                                                                                                                                                                            credit card

                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                        • Standard MasterCard

                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                      • WORLD MASTERCARD

                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                      • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                    .

                                                                                                                                                                                                                                                                                                    debit card (cash card)

                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                • Standard MasterCard Debit

                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                              • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                              • Global MasterCard Debit

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                            Common types of MasterCard

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                            Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                            Standard MasterCard

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                            MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                            If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                            MasterCard Gold

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                            It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                            MasterCard Platinum

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                            Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                            Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                            How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                            Credit card for Iranians

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                            Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                            Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                            After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                  When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                                                                  Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                  No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                                                                  What documents are required to open a bank account?
                                                                                                                                                                                                                                                                                                                  The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                                                                  • Passport
                                                                                                                                                                                                                                                                                                                  • Turkish tax identification number
                                                                                                                                                                                                                                                                                                                  • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                                                          • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                        • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                        • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                        • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                                                       


                                                                                                                                                                                                                                                                                                                      final word

                                                                                                                                                                                                                                                                                                                      Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                                                      This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                                                      Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                                                      Frequently asked questions

                                                                                                                                                                                                                                                                                                • You do not need to establish a company or business in Turkey to obtain a Visa or MasterCard.

                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                              Types of visa cards

                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                              Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                              Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                              Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                              Visa card is divided into three main categories:

                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                          • credit card

                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                        • debit card (cash card)

                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                        • prepaid card

                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                      The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                  • Visa Classic Card

                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                • Visa Gold Card

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                • Visa Platinum Card

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                • Visa Signature card

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                • Visa card Infinite

                                                                                                                                                                                                                                                                                                              Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                              Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                                                                              Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                                                                              The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                              Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                                                                              Financial Source

                                                                                                                                                                                                                                                                                                              One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                                                                              On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                                                                              Interest and Repayment

                                                                                                                                                                                                                                                                                                              Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                                                                              Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                                                                              تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                              Special privileges and facilities

                                                                                                                                                                                                                                                                                                              Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                                                                              Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                                                                              The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                                                                              If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                                                                              On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                                                                              A common visa card for Iranians

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                              Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                              Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                              Visa Classic Card

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                              The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                              Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                              Visa Gold Card

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                              The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                              In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                              Visa Platinum Card

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                              The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                              Types of MasterCard

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                              Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                                                                              Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                              There are many types of MasterCard:

                                                                                                                                                                                                                                                                                                              credit card

                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                          • Standard MasterCard

                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                        • WORLD MASTERCARD

                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                        • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                      .

                                                                                                                                                                                                                                                                                                                      debit card (cash card)

                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                  • Standard MasterCard Debit

                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                • Global MasterCard Debit

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                              Common types of MasterCard

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                              Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                              Standard MasterCard

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                              MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                              If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                              MasterCard Gold

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                              It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                              MasterCard Platinum

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                              Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                              Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                              How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                              Credit card for Iranians

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                              Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                              Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                              After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                  • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                    When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                                                                                    Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                    No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                                                                                    What documents are required to open a bank account?
                                                                                                                                                                                                                                                                                                                                    The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                                                                                    • Passport
                                                                                                                                                                                                                                                                                                                                    • Turkish tax identification number
                                                                                                                                                                                                                                                                                                                                    • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                                                                            • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                          • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                          • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                          • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                                                                         


                                                                                                                                                                                                                                                                                                                                        final word

                                                                                                                                                                                                                                                                                                                                        Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                                                                        This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                                                                        Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                                                                        Frequently asked questions

                                                                                                                                                                                                                                                                                                                Since these cards are issued by American companies, due to the sanctions imposed by the United States, it is not possible for Iranians to open a Visa or MasterCard account with an Iranian bank account. Since these companies do not operate in Iran, obtaining these cards in Iran is also not possible. However, there is always a solution. Iranian citizens can open an international account in Turkey, particularly with Ziraat Bank, and apply for a Visa card or request a MasterCard issuance. Additionally, please note that:

                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                            • Obtaining a credit card in Turkey, either MasterCard or Visa, does not require residency in Turkey.

                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                          • Iranians will only need their passport to obtain a credit card in Turkey.

                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                          • You do not need to establish a company or business in Turkey to obtain a Visa or MasterCard.

                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                        Types of visa cards

                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                        Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                        Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                        Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                        Visa card is divided into three main categories:

                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                    • credit card

                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                  • debit card (cash card)

                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                  • prepaid card

                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                            • Visa Classic Card

                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                          • Visa Gold Card

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                          • Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                          • Visa Signature card

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                          • Visa card Infinite

                                                                                                                                                                                                                                                                                                                                        Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                        Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                                                                                                        Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                                                                                                        The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                        Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                                                                                                        Financial Source

                                                                                                                                                                                                                                                                                                                                        One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                                                                                                        On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                                                                                                        Interest and Repayment

                                                                                                                                                                                                                                                                                                                                        Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                                                                                                        Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                                                                                                        تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                        Special privileges and facilities

                                                                                                                                                                                                                                                                                                                                        Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                                                                                                        Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                                                                                                        The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                                                                                                        If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                                                                                                        On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                                                                                                        A common visa card for Iranians

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                        Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                        Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                        Visa Classic Card

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                        The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                        Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                        Visa Gold Card

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                        The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                        In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                        Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                        The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                        Types of MasterCard

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                        Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                                                                                                        Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                        There are many types of MasterCard:

                                                                                                                                                                                                                                                                                                                                        credit card

                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                    • Standard MasterCard

                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                  • WORLD MASTERCARD

                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                  • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                .

                                                                                                                                                                                                                                                                                                                                                debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                            • Standard MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                          • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                          • Global MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        Common types of MasterCard

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        MasterCard Gold

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        MasterCard Platinum

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        Credit card for Iranians

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                            • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                              When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                                                                                                              Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                              No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                                                                                                              What documents are required to open a bank account?
                                                                                                                                                                                                                                                                                                                                                              The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                                                                                                              • Passport
                                                                                                                                                                                                                                                                                                                                                              • Turkish tax identification number
                                                                                                                                                                                                                                                                                                                                                              • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                                                                                                      • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                    • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                    • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                    • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                                                                                                   


                                                                                                                                                                                                                                                                                                                                                                  final word

                                                                                                                                                                                                                                                                                                                                                                  Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                                                                                                  This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                                                                                                  Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                                                                                                  Frequently asked questions

                                                                                                                                                                                                                                                                                                                                      Why can’t you get a MasterCard or Visa card with an Iranian account?

                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                      Since these cards are issued by American companies, due to the sanctions imposed by the United States, it is not possible for Iranians to open a Visa or MasterCard account with an Iranian bank account. Since these companies do not operate in Iran, obtaining these cards in Iran is also not possible. However, there is always a solution. Iranian citizens can open an international account in Turkey, particularly with Ziraat Bank, and apply for a Visa card or request a MasterCard issuance. Additionally, please note that:

                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                  • Obtaining a credit card in Turkey, either MasterCard or Visa, does not require residency in Turkey.

                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                • Iranians will only need their passport to obtain a credit card in Turkey.

                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                • You do not need to establish a company or business in Turkey to obtain a Visa or MasterCard.

                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                              Types of visa cards

                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                              Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                              Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                              Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                              Visa card is divided into three main categories:

                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                          • credit card

                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                        • debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                        • prepaid card

                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                      The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                  • Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                • Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                • Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                • Visa Signature card

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                • Visa card Infinite

                                                                                                                                                                                                                                                                                                                                                              Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                              Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                                                                                                                              Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                                                                                                                              The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                              Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                                                                                                                              Financial Source

                                                                                                                                                                                                                                                                                                                                                              One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                                                                                                                              On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                                                                                                                              Interest and Repayment

                                                                                                                                                                                                                                                                                                                                                              Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                                                                                                                              Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                                                                                                                              تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                              Special privileges and facilities

                                                                                                                                                                                                                                                                                                                                                              Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                                                                                                                              Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                                                                                                                              The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                                                                                                                              If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                                                                                                                              On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                                                                                                                              A common visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                              Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                              Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                              Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                              The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                              Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                              Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                              The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                              In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                              Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                              The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                              Types of MasterCard

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                              Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                                                                                                                              Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                              There are many types of MasterCard:

                                                                                                                                                                                                                                                                                                                                                              credit card

                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                          • Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                        • WORLD MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                        • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                      .

                                                                                                                                                                                                                                                                                                                                                                      debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                  • Standard MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                • Global MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                              Common types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                              Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                              Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                              MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                              If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                              MasterCard Gold

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                              It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                              MasterCard Platinum

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                              Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                              Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                              How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                              Credit card for Iranians

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                              Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                              Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                              After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                  • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                    When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                                                                                                                                    Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                    No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                                                                                                                                    What documents are required to open a bank account?
                                                                                                                                                                                                                                                                                                                                                                                    The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                                                                                                                                    • Passport
                                                                                                                                                                                                                                                                                                                                                                                    • Turkish tax identification number
                                                                                                                                                                                                                                                                                                                                                                                    • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                                                                                                                            • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                          • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                          • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                          • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                                                                                                                         


                                                                                                                                                                                                                                                                                                                                                                                        final word

                                                                                                                                                                                                                                                                                                                                                                                        Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                                                                                                                        This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                                                                                                                        Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                                                                                                                        Frequently asked questions

                                                                                                                                                                                                                                                                                                                                                            One of the advantages of MasterCard and Visa Card is that they have low fees. With these cards, you can make financial transactions with international companies; for example, use them for transferring money from Iran to Turkey, especially when purchasing an apartment in Istanbul. In short, you can carry out your financial transactions internationally.

                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                            Why can’t you get a MasterCard or Visa card with an Iranian account?

                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                            Since these cards are issued by American companies, due to the sanctions imposed by the United States, it is not possible for Iranians to open a Visa or MasterCard account with an Iranian bank account. Since these companies do not operate in Iran, obtaining these cards in Iran is also not possible. However, there is always a solution. Iranian citizens can open an international account in Turkey, particularly with Ziraat Bank, and apply for a Visa card or request a MasterCard issuance. Additionally, please note that:

                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                        • Obtaining a credit card in Turkey, either MasterCard or Visa, does not require residency in Turkey.

                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                      • Iranians will only need their passport to obtain a credit card in Turkey.

                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                      • You do not need to establish a company or business in Turkey to obtain a Visa or MasterCard.

                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                    Types of visa cards

                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                    Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                    Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                    Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                    Visa card is divided into three main categories:

                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                • credit card

                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                              • debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                              • prepaid card

                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                            The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                        • Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                      • Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                      • Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                      • Visa Signature card

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                      • Visa card Infinite

                                                                                                                                                                                                                                                                                                                                                                                    Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                    Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                    Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                                                                                                                                                    The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                    Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                                                                                                                                                    Financial Source

                                                                                                                                                                                                                                                                                                                                                                                    One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                                                                                                                                                    On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                    Interest and Repayment

                                                                                                                                                                                                                                                                                                                                                                                    Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                                                                                                                                                    Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                                                                                                                                                    تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                    Special privileges and facilities

                                                                                                                                                                                                                                                                                                                                                                                    Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                                                                                                                                                    Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                                                                                                                                                    The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                                                                                                                                                    If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                                                                                                                                                    On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                                                                                                                                                    A common visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                    Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                    Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                    Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                    The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                    Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                    Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                    The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                    In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                    Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                    The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                    Types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                    Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                                                                                                                                                    Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                    There are many types of MasterCard:

                                                                                                                                                                                                                                                                                                                                                                                    credit card

                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                • Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                              • WORLD MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                              • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                            .

                                                                                                                                                                                                                                                                                                                                                                                            debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                        • Standard MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                      • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                      • Global MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                    Common types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                    Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                    Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                    MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                    If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                    MasterCard Gold

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                    It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                    MasterCard Platinum

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                    Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                    Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                    How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                    Credit card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                    Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                    Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                    After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                        • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                          When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                                                                                                                                                          Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                          No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                                                                                                                                                          What documents are required to open a bank account?
                                                                                                                                                                                                                                                                                                                                                                                                          The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                                                                                                                                                          • Passport
                                                                                                                                                                                                                                                                                                                                                                                                          • Turkish tax identification number
                                                                                                                                                                                                                                                                                                                                                                                                          • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                                                                                                                                                  • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                                                                                                                                               


                                                                                                                                                                                                                                                                                                                                                                                                              final word

                                                                                                                                                                                                                                                                                                                                                                                                              Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                                                                                                                                              This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                                                                                                                                              Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                                                                                                                                              Frequently asked questions

                                                                                                                                                                                                                                                                                                                                                                                  Visa Card and MasterCard provide access to foreign currency resources abroad, allowing cardholders to withdraw cash in foreign countries for travel, business, or educational purposes. For example, purchases from foreign websites like Amazon, Avanto, and AliExpress are possible with Visa Card and MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                  One of the advantages of MasterCard and Visa Card is that they have low fees. With these cards, you can make financial transactions with international companies; for example, use them for transferring money from Iran to Turkey, especially when purchasing an apartment in Istanbul. In short, you can carry out your financial transactions internationally.

                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                  Why can’t you get a MasterCard or Visa card with an Iranian account?

                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                  Since these cards are issued by American companies, due to the sanctions imposed by the United States, it is not possible for Iranians to open a Visa or MasterCard account with an Iranian bank account. Since these companies do not operate in Iran, obtaining these cards in Iran is also not possible. However, there is always a solution. Iranian citizens can open an international account in Turkey, particularly with Ziraat Bank, and apply for a Visa card or request a MasterCard issuance. Additionally, please note that:

                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                              • Obtaining a credit card in Turkey, either MasterCard or Visa, does not require residency in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                            • Iranians will only need their passport to obtain a credit card in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                            • You do not need to establish a company or business in Turkey to obtain a Visa or MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                          Types of visa cards

                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                          Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                          Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                          Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                          Visa card is divided into three main categories:

                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                      • credit card

                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                    • debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                    • prepaid card

                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                  The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                              • Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                            • Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                            • Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                            • Visa Signature card

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                            • Visa card Infinite

                                                                                                                                                                                                                                                                                                                                                                                                          Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                          Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                          Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                                                                                                                                                                          The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                          Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                                                                                                                                                                          Financial Source

                                                                                                                                                                                                                                                                                                                                                                                                          One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                                                                                                                                                                          On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                          Interest and Repayment

                                                                                                                                                                                                                                                                                                                                                                                                          Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                                                                                                                                                                          Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                                                                                                                                                                          تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                          Special privileges and facilities

                                                                                                                                                                                                                                                                                                                                                                                                          Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                                                                                                                                                                          Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                                                                                                                                                                          The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                                                                                                                                                                          If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                                                                                                                                                                          On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                                                                                                                                                                          A common visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                          Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                          Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                          Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                          The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                          Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                          Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                          The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                          In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                          Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                          The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                          Types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                          Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                                                                                                                                                                          Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                          There are many types of MasterCard:

                                                                                                                                                                                                                                                                                                                                                                                                          credit card

                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                      • Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                    • WORLD MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                    • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                  .

                                                                                                                                                                                                                                                                                                                                                                                                                  debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                              • Standard MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                            • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                            • Global MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                          Common types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                          Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                          Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                          MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                          If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                          MasterCard Gold

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                          It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                          MasterCard Platinum

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                          Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                          Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                          How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                          Credit card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                          Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                          Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                          After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                              • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                                                                                                                                                                                Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                What documents are required to open a bank account?
                                                                                                                                                                                                                                                                                                                                                                                                                                The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                                                                                                                                                                                • Passport
                                                                                                                                                                                                                                                                                                                                                                                                                                • Turkish tax identification number
                                                                                                                                                                                                                                                                                                                                                                                                                                • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                                                                                                                                                                        • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                      • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                      • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                      • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                                                                                                                                                                     


                                                                                                                                                                                                                                                                                                                                                                                                                                    final word

                                                                                                                                                                                                                                                                                                                                                                                                                                    Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                                                                                                                                                                    This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                                                                                                                                                                    Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                                                                                                                                                                    Frequently asked questions

                                                                                                                                                                                                                                                                                                                                                                                                        The difference between Visa Card and MasterCard is negligible, and it’s better not to compare the two, as it practically doesn’t matter which one you use for daily purchases and travel.

                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                        Visa Card and MasterCard provide access to foreign currency resources abroad, allowing cardholders to withdraw cash in foreign countries for travel, business, or educational purposes. For example, purchases from foreign websites like Amazon, Avanto, and AliExpress are possible with Visa Card and MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                        One of the advantages of MasterCard and Visa Card is that they have low fees. With these cards, you can make financial transactions with international companies; for example, use them for transferring money from Iran to Turkey, especially when purchasing an apartment in Istanbul. In short, you can carry out your financial transactions internationally.

                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                        Why can’t you get a MasterCard or Visa card with an Iranian account?

                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                        Since these cards are issued by American companies, due to the sanctions imposed by the United States, it is not possible for Iranians to open a Visa or MasterCard account with an Iranian bank account. Since these companies do not operate in Iran, obtaining these cards in Iran is also not possible. However, there is always a solution. Iranian citizens can open an international account in Turkey, particularly with Ziraat Bank, and apply for a Visa card or request a MasterCard issuance. Additionally, please note that:

                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                    • Obtaining a credit card in Turkey, either MasterCard or Visa, does not require residency in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                  • Iranians will only need their passport to obtain a credit card in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                  • You do not need to establish a company or business in Turkey to obtain a Visa or MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                Types of visa cards

                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                Visa card is divided into three main categories:

                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                            • credit card

                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                          • debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                          • prepaid card

                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                        The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                    • Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                  • Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                  • Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                  • Visa Signature card

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                  • Visa card Infinite

                                                                                                                                                                                                                                                                                                                                                                                                                                Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                                                                                                                                                                                                The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                                                                                                                                                                                                Financial Source

                                                                                                                                                                                                                                                                                                                                                                                                                                One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                                                                                                                                                                                                On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                Interest and Repayment

                                                                                                                                                                                                                                                                                                                                                                                                                                Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                                                                                                                                                                                                Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                                                                                                                                                                                                تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                Special privileges and facilities

                                                                                                                                                                                                                                                                                                                                                                                                                                Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                                                                                                                                                                                                Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                                                                                                                                                                                                The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                                                                                                                                                                                                If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                                                                                                                                                                                                On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                                                                                                                                                                                                A common visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                Types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                                                                                                                                                                                                Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                There are many types of MasterCard:

                                                                                                                                                                                                                                                                                                                                                                                                                                credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                            • Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                          • WORLD MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                          • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                        .

                                                                                                                                                                                                                                                                                                                                                                                                                                        debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                    • Standard MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                  • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                  • Global MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                Common types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                MasterCard Gold

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                MasterCard Platinum

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                Credit card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                    • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                      When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                      No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                      What documents are required to open a bank account?
                                                                                                                                                                                                                                                                                                                                                                                                                                                      The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                                                                                                                                                                                                      • Passport
                                                                                                                                                                                                                                                                                                                                                                                                                                                      • Turkish tax identification number
                                                                                                                                                                                                                                                                                                                                                                                                                                                      • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                                                                                                                                                                                              • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                            • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                            • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                           


                                                                                                                                                                                                                                                                                                                                                                                                                                                          final word

                                                                                                                                                                                                                                                                                                                                                                                                                                                          Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                                                                                                                                                                                          This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                                                                                                                                                                                          Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                                                                                                                                                                                          Frequently asked questions

                                                                                                                                                                                                                                                                                                                                                                                                                              Credit Card in Turkey for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                              The difference between Visa Card and MasterCard is negligible, and it’s better not to compare the two, as it practically doesn’t matter which one you use for daily purchases and travel.

                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                              Visa Card and MasterCard provide access to foreign currency resources abroad, allowing cardholders to withdraw cash in foreign countries for travel, business, or educational purposes. For example, purchases from foreign websites like Amazon, Avanto, and AliExpress are possible with Visa Card and MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                              One of the advantages of MasterCard and Visa Card is that they have low fees. With these cards, you can make financial transactions with international companies; for example, use them for transferring money from Iran to Turkey, especially when purchasing an apartment in Istanbul. In short, you can carry out your financial transactions internationally.

                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                              Why can’t you get a MasterCard or Visa card with an Iranian account?

                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                              Since these cards are issued by American companies, due to the sanctions imposed by the United States, it is not possible for Iranians to open a Visa or MasterCard account with an Iranian bank account. Since these companies do not operate in Iran, obtaining these cards in Iran is also not possible. However, there is always a solution. Iranian citizens can open an international account in Turkey, particularly with Ziraat Bank, and apply for a Visa card or request a MasterCard issuance. Additionally, please note that:

                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                          • Obtaining a credit card in Turkey, either MasterCard or Visa, does not require residency in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                        • Iranians will only need their passport to obtain a credit card in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                        • You do not need to establish a company or business in Turkey to obtain a Visa or MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                      Types of visa cards

                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                      Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                      Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                      Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                      Visa card is divided into three main categories:

                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                  • credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                • debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                • prepaid card

                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                              The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                          • Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Visa Signature card

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Visa card Infinite

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                                                                                                                                                                                                                      The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Financial Source

                                                                                                                                                                                                                                                                                                                                                                                                                                                      One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                                                                                                                                                                                                                      On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Interest and Repayment

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                      تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Special privileges and facilities

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                                                                                                                                                                                                                      The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                                                                                                                                                                                                                      If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                                                                                                                                                                                                                      On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                                                                                                                                                                                                                      A common visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                      The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                      The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                      In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                      The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                                                                                                                                                                                                                      Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                      There are many types of MasterCard:

                                                                                                                                                                                                                                                                                                                                                                                                                                                      credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                • WORLD MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                              .

                                                                                                                                                                                                                                                                                                                                                                                                                                                              debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • Standard MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Global MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Common types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      MasterCard Gold

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      MasterCard Platinum

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Credit card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                            When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                            No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            What documents are required to open a bank account?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                            The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Passport
                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Turkish tax identification number
                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                final word

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Frequently asked questions

                                                                                                                                                                                                                                                                                                                                                                                                                                                    Before getting familiar with these two cards, it’s important to first understand what a Visa Card and MasterCard are. MasterCard and Visa Card are among the most reputable and widely used credit cards in the world. These cards are available in over 140 countries and provide services globally. Their primary function is to facilitate international currency transfers. Together, these two cards have access to 3 million ATM and POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                    Credit Card in Turkey for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                    The difference between Visa Card and MasterCard is negligible, and it’s better not to compare the two, as it practically doesn’t matter which one you use for daily purchases and travel.

                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                    Visa Card and MasterCard provide access to foreign currency resources abroad, allowing cardholders to withdraw cash in foreign countries for travel, business, or educational purposes. For example, purchases from foreign websites like Amazon, Avanto, and AliExpress are possible with Visa Card and MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                    One of the advantages of MasterCard and Visa Card is that they have low fees. With these cards, you can make financial transactions with international companies; for example, use them for transferring money from Iran to Turkey, especially when purchasing an apartment in Istanbul. In short, you can carry out your financial transactions internationally.

                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                    Why can’t you get a MasterCard or Visa card with an Iranian account?

                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                    Since these cards are issued by American companies, due to the sanctions imposed by the United States, it is not possible for Iranians to open a Visa or MasterCard account with an Iranian bank account. Since these companies do not operate in Iran, obtaining these cards in Iran is also not possible. However, there is always a solution. Iranian citizens can open an international account in Turkey, particularly with Ziraat Bank, and apply for a Visa card or request a MasterCard issuance. Additionally, please note that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                • Obtaining a credit card in Turkey, either MasterCard or Visa, does not require residency in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                              • Iranians will only need their passport to obtain a credit card in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                              • You do not need to establish a company or business in Turkey to obtain a Visa or MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                            Types of visa cards

                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                            Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                            Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                            Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                            Visa card is divided into three main categories:

                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • prepaid card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                    The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • Visa Signature card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • Visa card Infinite

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Financial Source

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Interest and Repayment

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Special privileges and facilities

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            A common visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            There are many types of MasterCard:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • WORLD MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    .

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • Standard MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • Global MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Common types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            MasterCard Gold

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            MasterCard Platinum

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Credit card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  What documents are required to open a bank account?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • Passport
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • Turkish tax identification number
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      final word

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Frequently asked questions

                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Receiving a Visa Card and MasterCard after opening a bank account in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Before getting familiar with these two cards, it’s important to first understand what a Visa Card and MasterCard are. MasterCard and Visa Card are among the most reputable and widely used credit cards in the world. These cards are available in over 140 countries and provide services globally. Their primary function is to facilitate international currency transfers. Together, these two cards have access to 3 million ATM and POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Credit Card in Turkey for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                          The difference between Visa Card and MasterCard is negligible, and it’s better not to compare the two, as it practically doesn’t matter which one you use for daily purchases and travel.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Visa Card and MasterCard provide access to foreign currency resources abroad, allowing cardholders to withdraw cash in foreign countries for travel, business, or educational purposes. For example, purchases from foreign websites like Amazon, Avanto, and AliExpress are possible with Visa Card and MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                          One of the advantages of MasterCard and Visa Card is that they have low fees. With these cards, you can make financial transactions with international companies; for example, use them for transferring money from Iran to Turkey, especially when purchasing an apartment in Istanbul. In short, you can carry out your financial transactions internationally.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Why can’t you get a MasterCard or Visa card with an Iranian account?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Since these cards are issued by American companies, due to the sanctions imposed by the United States, it is not possible for Iranians to open a Visa or MasterCard account with an Iranian bank account. Since these companies do not operate in Iran, obtaining these cards in Iran is also not possible. However, there is always a solution. Iranian citizens can open an international account in Turkey, particularly with Ziraat Bank, and apply for a Visa card or request a MasterCard issuance. Additionally, please note that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • Obtaining a credit card in Turkey, either MasterCard or Visa, does not require residency in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • Iranians will only need their passport to obtain a credit card in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • You do not need to establish a company or business in Turkey to obtain a Visa or MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Types of visa cards

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Visa card is divided into three main categories:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • prepaid card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • Visa Signature card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • Visa card Infinite

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Financial Source

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Interest and Repayment

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Special privileges and facilities

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  A common visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  There are many types of MasterCard:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • WORLD MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          .

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • Standard MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • Global MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Common types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  MasterCard Gold

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  MasterCard Platinum

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Credit card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        What documents are required to open a bank account?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Passport
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Turkish tax identification number
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            final word

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Frequently asked questions

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                By opening a bank account in Turkey with various banks, you can receive a MasterCard or Visa card in your name and directly exchange currency with European and American countries. Additionally, there is no need to be physically present in Turkey to manage your account, as you can manage it through online banking. Another advantage of opening an international bank account in Turkey is the ability to open accounts in multiple currencies, including Euros, Dollars, Pounds, Swiss Francs, and Turkish Lira, simultaneously. The bank interest rate for Turkish Lira accounts starts at 14% annually, while for Dollar and Euro accounts, it is 1%. Moreover, it is possible to convert your Lira account into Euros or Dollars, and vice versa.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Best Banks in Turkey for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                There are various banks in Turkey, and in this section, we introduce the best ones for Iranians. For more details, you can check out the linked article on the best banks in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Ziraat Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Ziraat Bank is one of the oldest banks in Turkey, originally established to provide financial support to farmers. It is one of the few banks in Turkey where non-residents can open an account. This bank offers various account types, including foreign currency accounts and current accounts.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                İş Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                İş Bank is one of the largest private banks in Turkey. It offers a wide range of services and is considered one of the best banks in the country. This bank has obtained authorization to allow Iranians to open accounts. If you have Turkish residency, you can easily open an account by providing necessary documents, such as proof of address.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                ایش بانک

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                DenizBank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                DenizBank is one of the pioneers in offering innovative banking services and utilizing modern technologies. In fact, it is considered one of the most advanced banks in Turkey. Customers can access various banking services through the mobile application provided by the bank. This allows users to carry out their financial transactions anytime and anywhere.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Halkbank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Halkbank is one of the strongest and most reliable banks in Turkey. It provides excellent services to its customers with a highly customer-oriented approach. The bank offers a wide range of services. For example, if you intend to obtain a Kimlik Card (Turkish ID card), you can pay the required immigration fees through its branches. Additionally, if you are a student and your university has an agreement with Halkbank, you can use it to pay your tuition fees.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                هالک بانک
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Ak Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                One of the most well-known banks in Turkey is Akbank, which offers a wide range of services. One of its most important services is its loan system, designed for its customers. The bank operates with approximately 21 branches across Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Akbank is a leading private bank in Turkey with a rich and distinguished history. By offering various banking services, it simplifies investment processes and loan applications for its customers.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Bank guarantee

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Another bank in Turkey that is suitable for Iranians is Garanti Bank. It is considered one of the best private banks in Turkey and offers a wide range of services to its customers. One of its most significant services is in the field of investment.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Customers of this bank have the option to convert their foreign currency accounts into the local currency, the Turkish lira. After doing so, they can receive their profits on a monthly basis.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Receiving a Visa Card and MasterCard after opening a bank account in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Before getting familiar with these two cards, it’s important to first understand what a Visa Card and MasterCard are. MasterCard and Visa Card are among the most reputable and widely used credit cards in the world. These cards are available in over 140 countries and provide services globally. Their primary function is to facilitate international currency transfers. Together, these two cards have access to 3 million ATM and POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Credit Card in Turkey for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                The difference between Visa Card and MasterCard is negligible, and it’s better not to compare the two, as it practically doesn’t matter which one you use for daily purchases and travel.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Visa Card and MasterCard provide access to foreign currency resources abroad, allowing cardholders to withdraw cash in foreign countries for travel, business, or educational purposes. For example, purchases from foreign websites like Amazon, Avanto, and AliExpress are possible with Visa Card and MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                One of the advantages of MasterCard and Visa Card is that they have low fees. With these cards, you can make financial transactions with international companies; for example, use them for transferring money from Iran to Turkey, especially when purchasing an apartment in Istanbul. In short, you can carry out your financial transactions internationally.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Why can’t you get a MasterCard or Visa card with an Iranian account?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Since these cards are issued by American companies, due to the sanctions imposed by the United States, it is not possible for Iranians to open a Visa or MasterCard account with an Iranian bank account. Since these companies do not operate in Iran, obtaining these cards in Iran is also not possible. However, there is always a solution. Iranian citizens can open an international account in Turkey, particularly with Ziraat Bank, and apply for a Visa card or request a MasterCard issuance. Additionally, please note that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Obtaining a credit card in Turkey, either MasterCard or Visa, does not require residency in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • Iranians will only need their passport to obtain a credit card in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • You do not need to establish a company or business in Turkey to obtain a Visa or MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Types of visa cards

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Visa card is divided into three main categories:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • prepaid card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • Visa Signature card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • Visa card Infinite

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Financial Source

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Interest and Repayment

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Special privileges and facilities

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        A common visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        There are many types of MasterCard:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • WORLD MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                .

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Standard MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • Global MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Common types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        MasterCard Gold

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        MasterCard Platinum

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Credit card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              What documents are required to open a bank account?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • Passport
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • Turkish tax identification number
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  final word

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Frequently asked questions

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Bank Interest in Turkey and Opening a Bank Account in Turkey

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      By opening a bank account in Turkey with various banks, you can receive a MasterCard or Visa card in your name and directly exchange currency with European and American countries. Additionally, there is no need to be physically present in Turkey to manage your account, as you can manage it through online banking. Another advantage of opening an international bank account in Turkey is the ability to open accounts in multiple currencies, including Euros, Dollars, Pounds, Swiss Francs, and Turkish Lira, simultaneously. The bank interest rate for Turkish Lira accounts starts at 14% annually, while for Dollar and Euro accounts, it is 1%. Moreover, it is possible to convert your Lira account into Euros or Dollars, and vice versa.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Best Banks in Turkey for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      There are various banks in Turkey, and in this section, we introduce the best ones for Iranians. For more details, you can check out the linked article on the best banks in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Ziraat Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Ziraat Bank is one of the oldest banks in Turkey, originally established to provide financial support to farmers. It is one of the few banks in Turkey where non-residents can open an account. This bank offers various account types, including foreign currency accounts and current accounts.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      İş Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      İş Bank is one of the largest private banks in Turkey. It offers a wide range of services and is considered one of the best banks in the country. This bank has obtained authorization to allow Iranians to open accounts. If you have Turkish residency, you can easily open an account by providing necessary documents, such as proof of address.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      ایش بانک

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      DenizBank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      DenizBank is one of the pioneers in offering innovative banking services and utilizing modern technologies. In fact, it is considered one of the most advanced banks in Turkey. Customers can access various banking services through the mobile application provided by the bank. This allows users to carry out their financial transactions anytime and anywhere.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Halkbank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Halkbank is one of the strongest and most reliable banks in Turkey. It provides excellent services to its customers with a highly customer-oriented approach. The bank offers a wide range of services. For example, if you intend to obtain a Kimlik Card (Turkish ID card), you can pay the required immigration fees through its branches. Additionally, if you are a student and your university has an agreement with Halkbank, you can use it to pay your tuition fees.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      هالک بانک
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Ak Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      One of the most well-known banks in Turkey is Akbank, which offers a wide range of services. One of its most important services is its loan system, designed for its customers. The bank operates with approximately 21 branches across Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Akbank is a leading private bank in Turkey with a rich and distinguished history. By offering various banking services, it simplifies investment processes and loan applications for its customers.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Bank guarantee

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Another bank in Turkey that is suitable for Iranians is Garanti Bank. It is considered one of the best private banks in Turkey and offers a wide range of services to its customers. One of its most significant services is in the field of investment.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Customers of this bank have the option to convert their foreign currency accounts into the local currency, the Turkish lira. After doing so, they can receive their profits on a monthly basis.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Receiving a Visa Card and MasterCard after opening a bank account in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Before getting familiar with these two cards, it’s important to first understand what a Visa Card and MasterCard are. MasterCard and Visa Card are among the most reputable and widely used credit cards in the world. These cards are available in over 140 countries and provide services globally. Their primary function is to facilitate international currency transfers. Together, these two cards have access to 3 million ATM and POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Credit Card in Turkey for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      The difference between Visa Card and MasterCard is negligible, and it’s better not to compare the two, as it practically doesn’t matter which one you use for daily purchases and travel.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Visa Card and MasterCard provide access to foreign currency resources abroad, allowing cardholders to withdraw cash in foreign countries for travel, business, or educational purposes. For example, purchases from foreign websites like Amazon, Avanto, and AliExpress are possible with Visa Card and MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      One of the advantages of MasterCard and Visa Card is that they have low fees. With these cards, you can make financial transactions with international companies; for example, use them for transferring money from Iran to Turkey, especially when purchasing an apartment in Istanbul. In short, you can carry out your financial transactions internationally.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Why can’t you get a MasterCard or Visa card with an Iranian account?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Since these cards are issued by American companies, due to the sanctions imposed by the United States, it is not possible for Iranians to open a Visa or MasterCard account with an Iranian bank account. Since these companies do not operate in Iran, obtaining these cards in Iran is also not possible. However, there is always a solution. Iranian citizens can open an international account in Turkey, particularly with Ziraat Bank, and apply for a Visa card or request a MasterCard issuance. Additionally, please note that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • Obtaining a credit card in Turkey, either MasterCard or Visa, does not require residency in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • Iranians will only need their passport to obtain a credit card in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • You do not need to establish a company or business in Turkey to obtain a Visa or MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Types of visa cards

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Visa card is divided into three main categories:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • prepaid card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • Visa Signature card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • Visa card Infinite

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Financial Source

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Interest and Repayment

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Special privileges and facilities

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              A common visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              There are many types of MasterCard:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • WORLD MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      .

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • Standard MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • Global MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Common types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              MasterCard Gold

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              MasterCard Platinum

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Credit card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    What documents are required to open a bank account?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • Passport
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • Turkish tax identification number
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        final word

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Frequently asked questions

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Advantages of Opening an International Bank Account in Turkey

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Bank Interest in Turkey and Opening a Bank Account in Turkey

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            By opening a bank account in Turkey with various banks, you can receive a MasterCard or Visa card in your name and directly exchange currency with European and American countries. Additionally, there is no need to be physically present in Turkey to manage your account, as you can manage it through online banking. Another advantage of opening an international bank account in Turkey is the ability to open accounts in multiple currencies, including Euros, Dollars, Pounds, Swiss Francs, and Turkish Lira, simultaneously. The bank interest rate for Turkish Lira accounts starts at 14% annually, while for Dollar and Euro accounts, it is 1%. Moreover, it is possible to convert your Lira account into Euros or Dollars, and vice versa.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Best Banks in Turkey for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            There are various banks in Turkey, and in this section, we introduce the best ones for Iranians. For more details, you can check out the linked article on the best banks in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Ziraat Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Ziraat Bank is one of the oldest banks in Turkey, originally established to provide financial support to farmers. It is one of the few banks in Turkey where non-residents can open an account. This bank offers various account types, including foreign currency accounts and current accounts.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            İş Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            İş Bank is one of the largest private banks in Turkey. It offers a wide range of services and is considered one of the best banks in the country. This bank has obtained authorization to allow Iranians to open accounts. If you have Turkish residency, you can easily open an account by providing necessary documents, such as proof of address.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            ایش بانک

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            DenizBank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            DenizBank is one of the pioneers in offering innovative banking services and utilizing modern technologies. In fact, it is considered one of the most advanced banks in Turkey. Customers can access various banking services through the mobile application provided by the bank. This allows users to carry out their financial transactions anytime and anywhere.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Halkbank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Halkbank is one of the strongest and most reliable banks in Turkey. It provides excellent services to its customers with a highly customer-oriented approach. The bank offers a wide range of services. For example, if you intend to obtain a Kimlik Card (Turkish ID card), you can pay the required immigration fees through its branches. Additionally, if you are a student and your university has an agreement with Halkbank, you can use it to pay your tuition fees.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            هالک بانک
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Ak Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            One of the most well-known banks in Turkey is Akbank, which offers a wide range of services. One of its most important services is its loan system, designed for its customers. The bank operates with approximately 21 branches across Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Akbank is a leading private bank in Turkey with a rich and distinguished history. By offering various banking services, it simplifies investment processes and loan applications for its customers.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Bank guarantee

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Another bank in Turkey that is suitable for Iranians is Garanti Bank. It is considered one of the best private banks in Turkey and offers a wide range of services to its customers. One of its most significant services is in the field of investment.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Customers of this bank have the option to convert their foreign currency accounts into the local currency, the Turkish lira. After doing so, they can receive their profits on a monthly basis.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Receiving a Visa Card and MasterCard after opening a bank account in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Before getting familiar with these two cards, it’s important to first understand what a Visa Card and MasterCard are. MasterCard and Visa Card are among the most reputable and widely used credit cards in the world. These cards are available in over 140 countries and provide services globally. Their primary function is to facilitate international currency transfers. Together, these two cards have access to 3 million ATM and POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Credit Card in Turkey for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            The difference between Visa Card and MasterCard is negligible, and it’s better not to compare the two, as it practically doesn’t matter which one you use for daily purchases and travel.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Visa Card and MasterCard provide access to foreign currency resources abroad, allowing cardholders to withdraw cash in foreign countries for travel, business, or educational purposes. For example, purchases from foreign websites like Amazon, Avanto, and AliExpress are possible with Visa Card and MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            One of the advantages of MasterCard and Visa Card is that they have low fees. With these cards, you can make financial transactions with international companies; for example, use them for transferring money from Iran to Turkey, especially when purchasing an apartment in Istanbul. In short, you can carry out your financial transactions internationally.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Why can’t you get a MasterCard or Visa card with an Iranian account?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Since these cards are issued by American companies, due to the sanctions imposed by the United States, it is not possible for Iranians to open a Visa or MasterCard account with an Iranian bank account. Since these companies do not operate in Iran, obtaining these cards in Iran is also not possible. However, there is always a solution. Iranian citizens can open an international account in Turkey, particularly with Ziraat Bank, and apply for a Visa card or request a MasterCard issuance. Additionally, please note that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Obtaining a credit card in Turkey, either MasterCard or Visa, does not require residency in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • Iranians will only need their passport to obtain a credit card in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • You do not need to establish a company or business in Turkey to obtain a Visa or MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Types of visa cards

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Visa card is divided into three main categories:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • prepaid card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • Visa Signature card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • Visa card Infinite

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Financial Source

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Interest and Repayment

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Special privileges and facilities

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    A common visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    There are many types of MasterCard:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • WORLD MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            .

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Standard MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • Global MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Common types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    MasterCard Gold

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    MasterCard Platinum

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Credit card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          What documents are required to open a bank account?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • Passport
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • Turkish tax identification number
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              final word

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Frequently asked questions

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Receiving a MasterCard, opening a deposit account to earn interest, opening accounts in Euro, Dollar, and Lira, and the connection of Ziraat Bank to the global banking system are among the advantages of opening a bank account with Ziraat Bank in Turkey. In addition to Ziraat Bank, VakıfBank and İş Bank also have the necessary authorization to open accounts for foreign nationals, with the difference that in order to open an account at İş Bank, you must have Turkish residence.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Advantages of Opening an International Bank Account in Turkey

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Bank Interest in Turkey and Opening a Bank Account in Turkey

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  By opening a bank account in Turkey with various banks, you can receive a MasterCard or Visa card in your name and directly exchange currency with European and American countries. Additionally, there is no need to be physically present in Turkey to manage your account, as you can manage it through online banking. Another advantage of opening an international bank account in Turkey is the ability to open accounts in multiple currencies, including Euros, Dollars, Pounds, Swiss Francs, and Turkish Lira, simultaneously. The bank interest rate for Turkish Lira accounts starts at 14% annually, while for Dollar and Euro accounts, it is 1%. Moreover, it is possible to convert your Lira account into Euros or Dollars, and vice versa.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Best Banks in Turkey for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  There are various banks in Turkey, and in this section, we introduce the best ones for Iranians. For more details, you can check out the linked article on the best banks in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Ziraat Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Ziraat Bank is one of the oldest banks in Turkey, originally established to provide financial support to farmers. It is one of the few banks in Turkey where non-residents can open an account. This bank offers various account types, including foreign currency accounts and current accounts.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  İş Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  İş Bank is one of the largest private banks in Turkey. It offers a wide range of services and is considered one of the best banks in the country. This bank has obtained authorization to allow Iranians to open accounts. If you have Turkish residency, you can easily open an account by providing necessary documents, such as proof of address.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  ایش بانک

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  DenizBank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  DenizBank is one of the pioneers in offering innovative banking services and utilizing modern technologies. In fact, it is considered one of the most advanced banks in Turkey. Customers can access various banking services through the mobile application provided by the bank. This allows users to carry out their financial transactions anytime and anywhere.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Halkbank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Halkbank is one of the strongest and most reliable banks in Turkey. It provides excellent services to its customers with a highly customer-oriented approach. The bank offers a wide range of services. For example, if you intend to obtain a Kimlik Card (Turkish ID card), you can pay the required immigration fees through its branches. Additionally, if you are a student and your university has an agreement with Halkbank, you can use it to pay your tuition fees.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  هالک بانک
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Ak Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  One of the most well-known banks in Turkey is Akbank, which offers a wide range of services. One of its most important services is its loan system, designed for its customers. The bank operates with approximately 21 branches across Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Akbank is a leading private bank in Turkey with a rich and distinguished history. By offering various banking services, it simplifies investment processes and loan applications for its customers.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Bank guarantee

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Another bank in Turkey that is suitable for Iranians is Garanti Bank. It is considered one of the best private banks in Turkey and offers a wide range of services to its customers. One of its most significant services is in the field of investment.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Customers of this bank have the option to convert their foreign currency accounts into the local currency, the Turkish lira. After doing so, they can receive their profits on a monthly basis.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Receiving a Visa Card and MasterCard after opening a bank account in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Before getting familiar with these two cards, it’s important to first understand what a Visa Card and MasterCard are. MasterCard and Visa Card are among the most reputable and widely used credit cards in the world. These cards are available in over 140 countries and provide services globally. Their primary function is to facilitate international currency transfers. Together, these two cards have access to 3 million ATM and POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Credit Card in Turkey for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  The difference between Visa Card and MasterCard is negligible, and it’s better not to compare the two, as it practically doesn’t matter which one you use for daily purchases and travel.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Visa Card and MasterCard provide access to foreign currency resources abroad, allowing cardholders to withdraw cash in foreign countries for travel, business, or educational purposes. For example, purchases from foreign websites like Amazon, Avanto, and AliExpress are possible with Visa Card and MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  One of the advantages of MasterCard and Visa Card is that they have low fees. With these cards, you can make financial transactions with international companies; for example, use them for transferring money from Iran to Turkey, especially when purchasing an apartment in Istanbul. In short, you can carry out your financial transactions internationally.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Why can’t you get a MasterCard or Visa card with an Iranian account?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Since these cards are issued by American companies, due to the sanctions imposed by the United States, it is not possible for Iranians to open a Visa or MasterCard account with an Iranian bank account. Since these companies do not operate in Iran, obtaining these cards in Iran is also not possible. However, there is always a solution. Iranian citizens can open an international account in Turkey, particularly with Ziraat Bank, and apply for a Visa card or request a MasterCard issuance. Additionally, please note that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • Obtaining a credit card in Turkey, either MasterCard or Visa, does not require residency in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Iranians will only need their passport to obtain a credit card in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • You do not need to establish a company or business in Turkey to obtain a Visa or MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Types of visa cards

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Visa card is divided into three main categories:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • prepaid card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Visa Signature card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Visa card Infinite

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Financial Source

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Interest and Repayment

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Special privileges and facilities

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          A common visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          There are many types of MasterCard:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • WORLD MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  .

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • Standard MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Global MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Common types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          MasterCard Gold

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          MasterCard Platinum

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Credit card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                What documents are required to open a bank account?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • Passport
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • Turkish tax identification number
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    final word

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Frequently asked questions

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        There are various banks in Turkey where foreign nationals can open bank accounts in Turkey in 2024; however, due to sanctions and restrictions, this process is not as straightforward for Iranian users. Nevertheless, Ziraat Bank and VakıfBank are considered some of the best banks for Iranians to open a bank account in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Receiving a MasterCard, opening a deposit account to earn interest, opening accounts in Euro, Dollar, and Lira, and the connection of Ziraat Bank to the global banking system are among the advantages of opening a bank account with Ziraat Bank in Turkey. In addition to Ziraat Bank, VakıfBank and İş Bank also have the necessary authorization to open accounts for foreign nationals, with the difference that in order to open an account at İş Bank, you must have Turkish residence.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Advantages of Opening an International Bank Account in Turkey

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Bank Interest in Turkey and Opening a Bank Account in Turkey

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        By opening a bank account in Turkey with various banks, you can receive a MasterCard or Visa card in your name and directly exchange currency with European and American countries. Additionally, there is no need to be physically present in Turkey to manage your account, as you can manage it through online banking. Another advantage of opening an international bank account in Turkey is the ability to open accounts in multiple currencies, including Euros, Dollars, Pounds, Swiss Francs, and Turkish Lira, simultaneously. The bank interest rate for Turkish Lira accounts starts at 14% annually, while for Dollar and Euro accounts, it is 1%. Moreover, it is possible to convert your Lira account into Euros or Dollars, and vice versa.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Best Banks in Turkey for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        There are various banks in Turkey, and in this section, we introduce the best ones for Iranians. For more details, you can check out the linked article on the best banks in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Ziraat Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Ziraat Bank is one of the oldest banks in Turkey, originally established to provide financial support to farmers. It is one of the few banks in Turkey where non-residents can open an account. This bank offers various account types, including foreign currency accounts and current accounts.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        İş Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        İş Bank is one of the largest private banks in Turkey. It offers a wide range of services and is considered one of the best banks in the country. This bank has obtained authorization to allow Iranians to open accounts. If you have Turkish residency, you can easily open an account by providing necessary documents, such as proof of address.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        ایش بانک

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        DenizBank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        DenizBank is one of the pioneers in offering innovative banking services and utilizing modern technologies. In fact, it is considered one of the most advanced banks in Turkey. Customers can access various banking services through the mobile application provided by the bank. This allows users to carry out their financial transactions anytime and anywhere.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Halkbank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Halkbank is one of the strongest and most reliable banks in Turkey. It provides excellent services to its customers with a highly customer-oriented approach. The bank offers a wide range of services. For example, if you intend to obtain a Kimlik Card (Turkish ID card), you can pay the required immigration fees through its branches. Additionally, if you are a student and your university has an agreement with Halkbank, you can use it to pay your tuition fees.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        هالک بانک
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Ak Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        One of the most well-known banks in Turkey is Akbank, which offers a wide range of services. One of its most important services is its loan system, designed for its customers. The bank operates with approximately 21 branches across Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Akbank is a leading private bank in Turkey with a rich and distinguished history. By offering various banking services, it simplifies investment processes and loan applications for its customers.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Bank guarantee

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Another bank in Turkey that is suitable for Iranians is Garanti Bank. It is considered one of the best private banks in Turkey and offers a wide range of services to its customers. One of its most significant services is in the field of investment.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Customers of this bank have the option to convert their foreign currency accounts into the local currency, the Turkish lira. After doing so, they can receive their profits on a monthly basis.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Receiving a Visa Card and MasterCard after opening a bank account in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Before getting familiar with these two cards, it’s important to first understand what a Visa Card and MasterCard are. MasterCard and Visa Card are among the most reputable and widely used credit cards in the world. These cards are available in over 140 countries and provide services globally. Their primary function is to facilitate international currency transfers. Together, these two cards have access to 3 million ATM and POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Credit Card in Turkey for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        The difference between Visa Card and MasterCard is negligible, and it’s better not to compare the two, as it practically doesn’t matter which one you use for daily purchases and travel.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Visa Card and MasterCard provide access to foreign currency resources abroad, allowing cardholders to withdraw cash in foreign countries for travel, business, or educational purposes. For example, purchases from foreign websites like Amazon, Avanto, and AliExpress are possible with Visa Card and MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        One of the advantages of MasterCard and Visa Card is that they have low fees. With these cards, you can make financial transactions with international companies; for example, use them for transferring money from Iran to Turkey, especially when purchasing an apartment in Istanbul. In short, you can carry out your financial transactions internationally.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Why can’t you get a MasterCard or Visa card with an Iranian account?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Since these cards are issued by American companies, due to the sanctions imposed by the United States, it is not possible for Iranians to open a Visa or MasterCard account with an Iranian bank account. Since these companies do not operate in Iran, obtaining these cards in Iran is also not possible. However, there is always a solution. Iranian citizens can open an international account in Turkey, particularly with Ziraat Bank, and apply for a Visa card or request a MasterCard issuance. Additionally, please note that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • Obtaining a credit card in Turkey, either MasterCard or Visa, does not require residency in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • Iranians will only need their passport to obtain a credit card in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • You do not need to establish a company or business in Turkey to obtain a Visa or MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Types of visa cards

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Visa card is divided into three main categories:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • prepaid card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • Visa Signature card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • Visa card Infinite

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Financial Source

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Interest and Repayment

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Special privileges and facilities

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                A common visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                There are many types of MasterCard:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • WORLD MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        .

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • Standard MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • Global MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Common types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                MasterCard Gold

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                MasterCard Platinum

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Credit card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      What documents are required to open a bank account?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • Passport
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • Turkish tax identification number
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          final word

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Frequently asked questions

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Authorized Banks for Opening Bank Accounts in Turkey for Foreign Nationals

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              There are various banks in Turkey where foreign nationals can open bank accounts in Turkey in 2024; however, due to sanctions and restrictions, this process is not as straightforward for Iranian users. Nevertheless, Ziraat Bank and VakıfBank are considered some of the best banks for Iranians to open a bank account in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Receiving a MasterCard, opening a deposit account to earn interest, opening accounts in Euro, Dollar, and Lira, and the connection of Ziraat Bank to the global banking system are among the advantages of opening a bank account with Ziraat Bank in Turkey. In addition to Ziraat Bank, VakıfBank and İş Bank also have the necessary authorization to open accounts for foreign nationals, with the difference that in order to open an account at İş Bank, you must have Turkish residence.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Advantages of Opening an International Bank Account in Turkey

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Bank Interest in Turkey and Opening a Bank Account in Turkey

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              By opening a bank account in Turkey with various banks, you can receive a MasterCard or Visa card in your name and directly exchange currency with European and American countries. Additionally, there is no need to be physically present in Turkey to manage your account, as you can manage it through online banking. Another advantage of opening an international bank account in Turkey is the ability to open accounts in multiple currencies, including Euros, Dollars, Pounds, Swiss Francs, and Turkish Lira, simultaneously. The bank interest rate for Turkish Lira accounts starts at 14% annually, while for Dollar and Euro accounts, it is 1%. Moreover, it is possible to convert your Lira account into Euros or Dollars, and vice versa.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Best Banks in Turkey for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              There are various banks in Turkey, and in this section, we introduce the best ones for Iranians. For more details, you can check out the linked article on the best banks in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Ziraat Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Ziraat Bank is one of the oldest banks in Turkey, originally established to provide financial support to farmers. It is one of the few banks in Turkey where non-residents can open an account. This bank offers various account types, including foreign currency accounts and current accounts.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              İş Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              İş Bank is one of the largest private banks in Turkey. It offers a wide range of services and is considered one of the best banks in the country. This bank has obtained authorization to allow Iranians to open accounts. If you have Turkish residency, you can easily open an account by providing necessary documents, such as proof of address.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              ایش بانک

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              DenizBank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              DenizBank is one of the pioneers in offering innovative banking services and utilizing modern technologies. In fact, it is considered one of the most advanced banks in Turkey. Customers can access various banking services through the mobile application provided by the bank. This allows users to carry out their financial transactions anytime and anywhere.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Halkbank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Halkbank is one of the strongest and most reliable banks in Turkey. It provides excellent services to its customers with a highly customer-oriented approach. The bank offers a wide range of services. For example, if you intend to obtain a Kimlik Card (Turkish ID card), you can pay the required immigration fees through its branches. Additionally, if you are a student and your university has an agreement with Halkbank, you can use it to pay your tuition fees.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              هالک بانک
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Ak Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              One of the most well-known banks in Turkey is Akbank, which offers a wide range of services. One of its most important services is its loan system, designed for its customers. The bank operates with approximately 21 branches across Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Akbank is a leading private bank in Turkey with a rich and distinguished history. By offering various banking services, it simplifies investment processes and loan applications for its customers.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Bank guarantee

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Another bank in Turkey that is suitable for Iranians is Garanti Bank. It is considered one of the best private banks in Turkey and offers a wide range of services to its customers. One of its most significant services is in the field of investment.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Customers of this bank have the option to convert their foreign currency accounts into the local currency, the Turkish lira. After doing so, they can receive their profits on a monthly basis.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Receiving a Visa Card and MasterCard after opening a bank account in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Before getting familiar with these two cards, it’s important to first understand what a Visa Card and MasterCard are. MasterCard and Visa Card are among the most reputable and widely used credit cards in the world. These cards are available in over 140 countries and provide services globally. Their primary function is to facilitate international currency transfers. Together, these two cards have access to 3 million ATM and POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Credit Card in Turkey for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              The difference between Visa Card and MasterCard is negligible, and it’s better not to compare the two, as it practically doesn’t matter which one you use for daily purchases and travel.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Visa Card and MasterCard provide access to foreign currency resources abroad, allowing cardholders to withdraw cash in foreign countries for travel, business, or educational purposes. For example, purchases from foreign websites like Amazon, Avanto, and AliExpress are possible with Visa Card and MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              One of the advantages of MasterCard and Visa Card is that they have low fees. With these cards, you can make financial transactions with international companies; for example, use them for transferring money from Iran to Turkey, especially when purchasing an apartment in Istanbul. In short, you can carry out your financial transactions internationally.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Why can’t you get a MasterCard or Visa card with an Iranian account?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Since these cards are issued by American companies, due to the sanctions imposed by the United States, it is not possible for Iranians to open a Visa or MasterCard account with an Iranian bank account. Since these companies do not operate in Iran, obtaining these cards in Iran is also not possible. However, there is always a solution. Iranian citizens can open an international account in Turkey, particularly with Ziraat Bank, and apply for a Visa card or request a MasterCard issuance. Additionally, please note that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • Obtaining a credit card in Turkey, either MasterCard or Visa, does not require residency in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Iranians will only need their passport to obtain a credit card in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • You do not need to establish a company or business in Turkey to obtain a Visa or MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Types of visa cards

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Visa card is divided into three main categories:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • prepaid card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Visa Signature card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Visa card Infinite

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Debit Card: A type of international currency card that is linked to your bank account. When there is a balance in your bank account, you can make purchases either online or in person by withdrawing from the account. You can only withdraw the amount that is available in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Credit Card: A financial tool that allows you to spend more than your current balance based on an agreement. With this card, you pay expenses in installments or on specific due dates. When you make a purchase with this card, the bank or financial institution pays for it on your behalf, and you are required to repay the amount to the bank by the due date.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      The Difference Between Debit Card and Credit Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Debit cards and credit cards are two common types of payment cards, and they have differences. In this section, we will discuss these differences.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Financial Source

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      One of the differences between debit cards and credit cards lies in their financial sources. The financial credit needed for purchases with a credit card comes from banks or financial institutions. In other words, a credit card allows you to use bank credit even when you don’t have sufficient funds in your account. Eventually, you must repay the amount with the designated interest.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      On the other hand, the structure of a debit card is such that it is only linked to the balance in the account, and you can only make purchases up to the amount in your account. Essentially, you cannot spend more than the available balance in your bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Interest and Repayment

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Purchases made with a credit card can be considered as short-term loans, which must be paid off by the due date. If the debt is not settled on time, you will need to pay interest to the bank.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Because a debit card is linked to your account, expenses are covered only by your available balance. Therefore, there is no need to pay interest. This makes financial management simpler when using a debit card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      تفاوت دبیت کارت (Debit) و کردیت کارت (Credit)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Special privileges and facilities

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Credit card holders are eligible for special rewards and benefits offered by banks and financial institutions. These benefits may include discounts on specific purchases.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Such rewards generally do not apply to debit card holders. In fact, debit cards are primarily designed for daily transactions and do not come with incentive programs or similar benefits.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      The degree of effectiveness on financial credit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      If you use your credit card regularly and pay off your debts on time, it can have a positive impact on your credit score. This credit history can help you in the future when applying for certain loans.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      On the other hand, transactions made with a debit card do not significantly affect your credit score. The reason for this is that there is no debt involved in these transactions.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      A common visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Most Iranians, when opening a bank account in Turkey and obtaining a Mastercard and Visa card, prefer one of the two types, either credit or debit, depending on their needs. Primarily, the key difference between the types of Visa cards in Turkey is the withdrawal limit and transaction capacity. The most common types of Visa debit and credit cards are as follows:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Bank account in Türkiye and obtaining MasterCard and Visa card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      The Visa Classic card is suitable for all groups and is an ideal tool for international banking transactions. It is the most popular card in the Visa card family and offers features such as withdrawals from ATMs connected to the Visa network, online purchases from websites, and swiping at retail stores.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Features such as low cost and comprehensive functionality have made this card popular among credit cards. This physical Visa card is available in currencies like dollars or euros and is sometimes referred to as the “Euro Visa Card.” The cost of the physical Visa Classic card is $100.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Visa Gold Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      The Visa Gold card has a reasonable cost and includes all the important business features. If you are an international investor planning to invest in Turkey, opening an account in Turkey and obtaining this card is ideal for you. It is a prestigious card that, in addition to all the services of the Visa Classic card, also offers features like offline purchases. Offline purchases are transactions that you can make when the card reader is not directly and online connected to the Visa network. For example, you can make purchases on airplanes where a direct Visa connection is not available, using Gold or higher-level cards.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      In addition, car rental companies easily provide rental cars to holders of this card. Visa Gold cardholders are allowed to withdraw up to $5,000 per day from ATMs and use their card in stores without limits. The Visa Gold card is available in either dollars or euros. The cost of the physical Visa Gold card is approximately $150.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Visa Platinum Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      The highest level of Visa card is the Visa Platinum card, which includes all the features of the previous cards, along with additional benefits such as access to airport lounges and some exclusive perks. In addition to unlimited withdrawals and offline payments, holders of this card can enjoy benefits like discounts at select international stores within the Visa network and access to services at certain airport lounges. This Visa card is available in either dollars or euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Just like the Visa card, the issuance of a MasterCard in Turkey is also available in two forms, physical and digital, and in three levels. Similar to the previous case, obtaining a physical MasterCard usually incurs lower costs and comes with fewer transaction fees.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Click here to receive information about receiving a MasterCard with an Iranian passport.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      There are many types of MasterCard:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • WORLD MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • WORLD ELITE MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              .

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • Standard MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • ENHANCED DEBIT MASTERCARD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • Global MasterCard Debit

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Common types of MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Following the explanation provided in the previous section, we now want to describe the different types of debit and credit MasterCards. These two types of MasterCard are, in fact, the most common and widely used.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Standard MasterCard

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      MasterCard Turkey is one of the best choices for those seeking a cost-effective card for all their needs. Holders can use it for various purposes, such as hotel reservations, online shopping, or even withdrawing cash. The low costs of issuance, reissuance, maintenance, and other services available with this card have made it very popular.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      If you are studying in Turkey and have a student residence permit, and you want to act more economically, this type of credit card in Turkey is ideal for you. This MasterCard is available in USD or EUR. The cost of a standard MasterCard is approximately 100 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      MasterCard Gold

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      It is a high-prestige card from the MasterCard network, which, in addition to having all the features of the standard MasterCard, allows its holders to rent cars from many car rental companies. With this card, you can easily pay for all travel expenses or shop on online websites. With the MasterCard Gold, offline payments can also be made. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Gold is 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      MasterCard Platinum

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Opening a bank account in Turkey allows you to access the highest tier of MasterCard products. This card, in addition to all the features of the MasterCard Gold, offers unlimited ATM withdrawals from MasterCard ATMs. With this MasterCard, you can benefit from discounts offered by some companies to Platinum MasterCard holders. Additionally, you can access lounges for free at certain airports with this card. This MasterCard is available in USD or EUR. The cost of obtaining a MasterCard Platinum is usually 150 dollars.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Opening a bank account in Turkey offers you these benefits and helps you take advantage of all international facilities and services.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      How to issue and obtain visa card and master card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Credit card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Obtaining a Turkish visa card for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Opening a bank account in Turkey and obtaining a credit card or a visa card is very easy and doesn’t involve any particular complexity. As mentioned earlier, to get a Visa card and MasterCard in Turkey, you can easily apply for a physical MasterCard or Visa card with a tourist residence permit in Turkey. It is clear that there is no need for citizenship or permanent and long-term residence.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      After opening an account, you can visit the bank where you opened your account and apply for a Visa card or MasterCard. Please note that the presence of the individual is required for account opening and the issuance of Visa cards and MasterCards in Turkey. Additionally, please keep in mind that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          • How long does it take to open a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            When you go to the bank with the required documents, opening a bank account takes less than an hour.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Is there a fee for opening a bank account in Turkey?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            No, banks do not charge any fees for opening a bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            What documents are required to open a bank account?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            The necessary documents for opening a bank account are:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Passport
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Turkish tax identification number
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            • Proof of address (such as an electricity or water bill, or a residence permit)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    • The validity of Visa card and Master card in Türkiye is 8 years.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • It can be used for both dollars and euros.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • Depending on the type of card, the price of issuing and obtaining it will also be different.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  • It will take about 15 to 45 days to issue a physical MasterCard and Visa card.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                final word

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Opening a bank account in Turkey has become an attractive and practical option for individuals seeking access to international banking services, especially due to the special conditions this country provides for foreign nationals, particularly Iranians. Given the sanctions and restrictions faced by Iranians in obtaining global banking services, opening an account in reputable Turkish banks like Ziraat Bank and VakifBank can address many individuals’ financial and currency needs.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                This option, in addition to offering various facilities such as obtaining MasterCard and VisaCard, favorable interest rates, and access to online banking, helps applicants easily manage their international investments and benefit from the economic and financial advantages of these accounts. Ultimately, choosing Turkey to open a bank account can be a smart decision for those looking to expand their economic activities on an international scale.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Click to view and receive information about buying a villa in Istanbul.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Frequently asked questions

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Authorized Banks for Opening Bank Accounts in Turkey for Foreign Nationals

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Authorized Banks for Opening Bank Accounts in Turkey for Foreign Nationals

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    There are various banks in Turkey where foreign nationals can open bank accounts in Turkey in 2024; however, due to sanctions and restrictions, this process is not as straightforward for Iranian users. Nevertheless, Ziraat Bank and VakıfBank are considered some of the best banks for Iranians to open a bank account in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Receiving a MasterCard, opening a deposit account to earn interest, opening accounts in Euro, Dollar, and Lira, and the connection of Ziraat Bank to the global banking system are among the advantages of opening a bank account with Ziraat Bank in Turkey. In addition to Ziraat Bank, VakıfBank and İş Bank also have the necessary authorization to open accounts for foreign nationals, with the difference that in order to open an account at İş Bank, you must have Turkish residence.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Advantages of Opening an International Bank Account in Turkey

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Bank Interest in Turkey and Opening a Bank Account in Turkey

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    By opening a bank account in Turkey with various banks, you can receive a MasterCard or Visa card in your name and directly exchange currency with European and American countries. Additionally, there is no need to be physically present in Turkey to manage your account, as you can manage it through online banking. Another advantage of opening an international bank account in Turkey is the ability to open accounts in multiple currencies, including Euros, Dollars, Pounds, Swiss Francs, and Turkish Lira, simultaneously. The bank interest rate for Turkish Lira accounts starts at 14% annually, while for Dollar and Euro accounts, it is 1%. Moreover, it is possible to convert your Lira account into Euros or Dollars, and vice versa.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Best Banks in Turkey for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    There are various banks in Turkey, and in this section, we introduce the best ones for Iranians. For more details, you can check out the linked article on the best banks in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Ziraat Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Ziraat Bank is one of the oldest banks in Turkey, originally established to provide financial support to farmers. It is one of the few banks in Turkey where non-residents can open an account. This bank offers various account types, including foreign currency accounts and current accounts.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    İş Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    İş Bank is one of the largest private banks in Turkey. It offers a wide range of services and is considered one of the best banks in the country. This bank has obtained authorization to allow Iranians to open accounts. If you have Turkish residency, you can easily open an account by providing necessary documents, such as proof of address.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    ایش بانک

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    DenizBank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    DenizBank is one of the pioneers in offering innovative banking services and utilizing modern technologies. In fact, it is considered one of the most advanced banks in Turkey. Customers can access various banking services through the mobile application provided by the bank. This allows users to carry out their financial transactions anytime and anywhere.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Halkbank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Halkbank is one of the strongest and most reliable banks in Turkey. It provides excellent services to its customers with a highly customer-oriented approach. The bank offers a wide range of services. For example, if you intend to obtain a Kimlik Card (Turkish ID card), you can pay the required immigration fees through its branches. Additionally, if you are a student and your university has an agreement with Halkbank, you can use it to pay your tuition fees.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    هالک بانک
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Ak Bank

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    One of the most well-known banks in Turkey is Akbank, which offers a wide range of services. One of its most important services is its loan system, designed for its customers. The bank operates with approximately 21 branches across Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Akbank is a leading private bank in Turkey with a rich and distinguished history. By offering various banking services, it simplifies investment processes and loan applications for its customers.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Bank guarantee

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Another bank in Turkey that is suitable for Iranians is Garanti Bank. It is considered one of the best private banks in Turkey and offers a wide range of services to its customers. One of its most significant services is in the field of investment.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Customers of this bank have the option to convert their foreign currency accounts into the local currency, the Turkish lira. After doing so, they can receive their profits on a monthly basis.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Receiving a Visa Card and MasterCard after opening a bank account in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Before getting familiar with these two cards, it’s important to first understand what a Visa Card and MasterCard are. MasterCard and Visa Card are among the most reputable and widely used credit cards in the world. These cards are available in over 140 countries and provide services globally. Their primary function is to facilitate international currency transfers. Together, these two cards have access to 3 million ATM and POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Credit Card in Turkey for Iranians

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    The difference between Visa Card and MasterCard is negligible, and it’s better not to compare the two, as it practically doesn’t matter which one you use for daily purchases and travel.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Visa Card and MasterCard provide access to foreign currency resources abroad, allowing cardholders to withdraw cash in foreign countries for travel, business, or educational purposes. For example, purchases from foreign websites like Amazon, Avanto, and AliExpress are possible with Visa Card and MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    One of the advantages of MasterCard and Visa Card is that they have low fees. With these cards, you can make financial transactions with international companies; for example, use them for transferring money from Iran to Turkey, especially when purchasing an apartment in Istanbul. In short, you can carry out your financial transactions internationally.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Why can’t you get a MasterCard or Visa card with an Iranian account?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Since these cards are issued by American companies, due to the sanctions imposed by the United States, it is not possible for Iranians to open a Visa or MasterCard account with an Iranian bank account. Since these companies do not operate in Iran, obtaining these cards in Iran is also not possible. However, there is always a solution. Iranian citizens can open an international account in Turkey, particularly with Ziraat Bank, and apply for a Visa card or request a MasterCard issuance. Additionally, please note that:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • Obtaining a credit card in Turkey, either MasterCard or Visa, does not require residency in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • Iranians will only need their passport to obtain a credit card in Turkey.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • You do not need to establish a company or business in Turkey to obtain a Visa or MasterCard.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Types of visa cards

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Opening a dollar account in Istanbul, Türkiye

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Is it possible to issue visa card and master card in Türkiye for Iranians? What is a visa card? What is MasterCard?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Most Iranians, by opening a bank account in Turkey without residency, apply for a Visa card. Additionally, it’s worth noting that there are two types of Visa cards: the physical Visa card and the digital Visa card. Typically, the physical Visa card has a lower cost and fee. However, it is important to note that for issuing any type of Visa card, the applicant must be present in the bank in person. Using a Visa card is also very easy, as the individual can conveniently use their credit card when withdrawing from ATMs or making payments via POS terminals.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Visa card is divided into three main categories:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        • credit card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • debit card (cash card)

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      • prepaid card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    The first two types, Visa credit card and Visa debit card, each have five different types:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                • Visa Classic Card

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              • Visa Gold Card